3918 W FIG STREET, TAMPA, FL, 33609
Active621 days on marketListed Nov 24, 2024MLS #TB8324485
About this home
3918 W FIG STREET
PERFECT FOR FIRST TIME HOME BUYERS, INVESTORS, HOME RENOVATORS, OR TEAR DOWN, SITS ON A 8,220 SQUARE FOOT LOT!! Charming South Tampa Bungalow, Under $500K in 33609! NO FLOOD ZONE!! This home features: 2-Bedrooms + 2 full Bathrooms + Office Room + Florida Sunroom, overlooking the backyard & sits on a generously sized lot! 1,269 Sq Ft Heated & 1,786 Sq Ft Total! Located in Bon Air, don't miss the opportunity to own a piece of this vibrant neighborhood! RS-50 Zoning, Eligible for zero down financing, with no mortgage insurance for qualified buyers! This home offers the perfect blend of comfort, privacy, and location convenience! Key Features Include: 1,269 sq ft of living space, parking carport, & BONUS Florida Sunroom! – great for relaxing or working from home. Spacious fenced backyard – ideal for pets, entertaining, or future expansion. Have peace of mind with no flood insurance required. A/C 2019, Stackable Washer & Dryer, Roof & Hot Water Heater Approximately 13 yrs old. Top-rated schools: Grady, Coleman, and Plant district. North of Kennedy Blvd, Minutes to Downtown Tampa, Hyde Park, Westshore, International Mall, Raymond James Stadium, MacDill AFB, Tampa International Airport, I-275, Veterans Expressway, and more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,269
Sqft
0.19 ac
Lot size
1960
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14%
$/sqft vs Tampa actives
$393 vs $301
Days on market
621 vs 40 typical
Where $393/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Bon Air
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
North Bon Air — neighborhood snapshot
Population
1,150
Median age
40
Median income
$87,032
Median home value
$382,349
Avg household
2
Households w/ children
103
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3918 W FIG STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$795,000
3906 W NORTH A STREET · same community
3 bd · 2 ba · 1,782 sqft · $446/sqft · 12 DOM
Sold · Apr ’26$1,094,990
3905 W CARMEN STREET · same community
4 bd · 4 ba · 2,972 sqft · $368/sqft · 94 DOM
Sold · Oct ’25$515,000
3107 W DE LEON STREET UNIT 5
2 bd · 2.5 ba · 1,258 sqft · $409/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3918 W FIG STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3918 W FIG STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3918 W FIG STREET FAQs
What would the monthly payment be for 3918 W FIG STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3918 W FIG STREET?+
The most recent tax bill on record (2023) was $6,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $499,000, this home is listed about 11% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3918 W FIG STREET?+
Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 14% above the TAMPA 33609 median.
02Time on market is leverage
621 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $625,000, now $499,000 — a $126K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Kristen Chester. MLS #TB8324485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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