Steeve Cadeau
$659,9004 bd2 ba2,369 sqft$279 /sqft$4,195 /mo all-in ↓

72 SPRING LAKE DRIVE, DEBARY, FL, 32713

Active896 days on marketListed Feb 9, 2024MLS #T3503428

Private poolSingle Family ResidenceSUMMERHAVEN PH 04

About this home

72 SPRING LAKE DRIVE

A beautiful home that was completely updated and remodeled 7 years ago. It is not your standard conservative retiree home. Jeni Hickson, arguably the best interior designer on the East Coast of Florida, spent several weeks getting this house just right for the hip, younger/middle-aged entertainer crowd. This island bar kitchen, in the open area overseas three sliding glass windows that adjoin the covered patio leading to the oversized screened-in pool. The pool has both an electric heat pump and a solar heater so it can be used year round. It has an open floor plan with the master bedroom split from the other three on the north side of the home. Adjoining the master is a beautiful, large spa bathtub with a shower to one side. An exceptionally well-thought-out home that has been lovingly maintained. Quiet street that leads to a cul-de-sac so you never have constant traffic. If they come by, they live here. Homes like this don't come available often and it is sure to sell quickly.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,369

Sqft

0.34 ac

Lot size

2

Garage

1989

Year built

One

Levels

$279

Per sqft

Private poolFireplaceGarden viewNegotiablePets allowed

Inside

FlooringBrick/Stone · Carpet · Marble · Other · Slate
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer
InteriorAttic Fan · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
ViewGarden
FacesEast
ParkingCovered · Driveway · Garage Door Opener · Garage Faces Side · Guest · Off Street · Oversized
ExteriorFrench Doors · Irrigation System · Outdoor Grill

Community & fees

HOA fee$13/mo
Taxes (2023)$2,567/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,195 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property tax — 2023 actual bill$214
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,990
Interest rate6.00%
Loan term

Estimated payment

$4,195/mo

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property taxes (actual bill)$214
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $660K
$436KedgeAI estimate $463,988 · range $454K$488K$686K

vs edgeAI estimate

+42.2%

$/sqft vs Debary actives

$279 vs $205

Days on market

896 vs 31 typical

Where $279/sqft sits among the 109 Debary actives

24
30
20
20
7
8 · this home
$161–183$183–205$205–226$226–248$248–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Debary

Map of 72 SPRING LAKE DRIVE

Drive times from this address

Downtown Orlando36 min
Universal Orlando48 min
Orlando Int’l Airport (MCO)55 min
Walt Disney World60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

DEBARY 32713 — neighborhood snapshot

Population

22,639

Median age

46.6

Median income

$87,354

Median home value

$306,800

Avg household

2.38

Households w/ children

2,294

For the school run

Volusia County School District

ElementaryDebary Elementary School★★★★
HighUniversity High School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$393K$391K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

46 of 109

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 112% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Feb 9, 2024Listed at $659,900 · 896 days on market since
1989Built · SUMMERHAVEN PH 04

Reality check

What actually sold near 72 SPRING LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

211 VALENCIA ROADSold · Nov ’25

$305,000

211 VALENCIA ROAD

5 bd · 3 ba · 2,463 sqft · $124/sqft · 12 DOM

36 BASS LAKE DRIVESold · Feb ’26

$452,000

36 BASS LAKE DRIVE

4 bd · 2 ba · 2,240 sqft · $202/sqft · 33 DOM

825 W GAUCHO CIRCLESold · Feb ’26

$370,000

825 W GAUCHO CIRCLE

4 bd · 2 ba · 2,124 sqft · $174/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 72 SPRING LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 72 SPRING LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

72 SPRING LAKE DRIVE FAQs

What would the monthly payment be for 72 SPRING LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,195/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 72 SPRING LAKE DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 72 SPRING LAKE DRIVE?+

The most recent tax bill on record (2023) was $2,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 72 SPRING LAKE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Debary?+

At $659,900, this home is listed about 69% above the Debary median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 72 SPRING LAKE DRIVE?+

Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$659,900 runs 112% above the DEBARY 32713 median — but at 2,369 sqft it's also 34% larger than the typical Debary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

896 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #T3503428.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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