2454 DREAM HOME COURT, ST CLOUD, FL, 34772
Active1 days on marketListed Aug 10, 2026MLS #S5155309
About this home
2454 DREAM HOME COURT
Welcome to the Cocoa model by Jones Homes USA, an exquisite showcase of Luxury, innovation and effortless Florida living, nestled in the sought-after gated 55+ community of Twin Lakes in St. Cloud. Professionally designed and richly appointed, this model home offers an elevated lifestyle with impeccable craftsmanship and elegant finishes at every turn. Step into a thoughtfully designed open floor plan that blends modern sophistication with warm, livable charm. The gourmet kitchen is a standout, featuring top-tier stainless appliances, quartz countertops, designer cabinetry, and a large center island that flows seamlessly into the spacious dining and living areas - perfect for both quiet nights and lively gatherings. The owner's suite is a peaceful retreat. offering a spa-like ensuite bath, oversized walk-in shower, double vanities, and a custom walk-in closet. Every room has been meticulously designed and professionally decorated with high-end lighting, custom trim details, and stylish designer touches that bring both comfort and wow-factor. Step outside to your private outdoor living space - a tranquil sanctuary complete with a sparkling custom pool, beautifully designed patio area, and lush landscaping, all crafted to deliver a true resort-style experience right in your backyard. As a resident of Twin Lakes, you'll enjoy access to world-class amenities including a 20,000+ sq ft clubhouse, full fitness center, resort and lap pool, tennis and pickleball courts, lakefront walking trails, Kayaking, and an active social calendar led by a full-time lifestyle director. It's not just a home - it's a lifestyle. The Cocoa model embodies everything that makes Twin Lakes one of Central Florida's premier active adult communities - refined designs, exceptional finishes, and a community built around connection and quality life.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,208
Sqft
0.14 ac
Lot size
2
Garage
2016
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,044 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,044/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.3%
$/sqft vs TWIN LAKES PH 1
$294 vs $228
Days on market
1 vs 43 typical
Where $294/sqft sits among the 8 homes for sale in TWIN LAKES PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
6 of 8
TWIN LAKES PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2454 DREAM HOME COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$554,000
5026 E FOUNTAINWOOD DRIVE · same community
3 bd · 2.5 ba · 2,208 sqft · $251/sqft · 40 DOM
Sold · Feb ’26$451,000
5014 E FOUNTAINWOOD DRIVE · same community
3 bd · 2.5 ba · 2,208 sqft · $204/sqft · 1 DOM
Sold · Apr ’26$410,000
5030 SUNFALLS AVENUE · same community
3 bd · 2.5 ba · 2,208 sqft · $186/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2454 DREAM HOME COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2454 DREAM HOME COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2454 DREAM HOME COURT FAQs
What would the monthly payment be for 2454 DREAM HOME COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,044/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2454 DREAM HOME COURT?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2454 DREAM HOME COURT?+
The most recent tax bill on record (2025) was $9,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2454 DREAM HOME COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $649,900, this home is listed about 51% above the St Cloud median of $429,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2454 DREAM HOME COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,900 runs 71% above the ST CLOUD 34772 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a St Cloud market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Sherry Feck. MLS #S5155309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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