409 LAKE STREET, WILDWOOD, FL, 34785
Active1 days on marketListed Aug 7, 2026MLS #S5155191
About this home
409 LAKE STREET
Beautifully newly renovated 2-bedroom, 1-bath home now available for rent! This move-in ready property features fresh interior finishes, updated flooring, a modern kitchen, and a bright, comfortable living space. Conveniently located near Downtown Wildwood, The Villages, shopping, restaurants, schools, and medical facilities. Enjoy quick access to US-301, State Road 44, and the Florida Turnpike, making commuting throughout Central Florida easy and convenient.Our application process can be completed at any time online. The security deposit may vary from 1.5 to 2 months' rent. The application fee is $95 each adult. We will conduct a credit report, eviction report, background check, and pet screening. Completed applications are processed on a first-come, first-serve basis. Applicants are welcome to apply prior to viewing the unit.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
624
Sqft
1248 ac
Lot size
1980
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$166 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$166/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wildwood actives
$1 vs $173
Days on market
1 vs 52 typical
Where $1/sqft sits among the 176 Wildwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $304K
Wildwood median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
70 of 176
Wildwood actives have cut their price
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 409 LAKE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$518,000
1814 6TH AVENUE W · same community
3 bd · 2 ba · 1,502 sqft · $345/sqft · 48 DOM
Sold · Oct ’25$3,540,000
369 LAKE HOLLINGSWORTH DRIVE · same community
6 bd · 6 ba · 7,800 sqft · $454/sqft · 6 DOM
Sold · Mar ’26$120,000
927 VILLAGE DRIVE
2 bd · 2 ba · 768 sqft · $156/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 409 LAKE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 409 LAKE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
409 LAKE STREET FAQs
What would the monthly payment be for 409 LAKE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $166/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 409 LAKE STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wildwood?+
At $850, this home is listed about 100% below the Wildwood median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 409 LAKE STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA LAKES REALTY · Tatiana Diaz. MLS #S5155191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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