25 BISCAY LANE, PALM COAST, FL, 32137
Active9 days on marketListed Jul 23, 2026MLS #S5154326
About this home
25 BISCAY LANE
**POOL HOME** For Sale by Owner. Beautiful 3-Bedroom, 2-Bath Pool Home. Split floor plan. 1661 sq ft living space. Lot size 10,018 sq ft. Built in 2003. Welcome to this beautifully maintained 3-bedroom, 2-bath home located in a quiet neighborhood with wonderful neighbors and no HOA fees. Close to shopping, schools and I-95. This move-in-ready home features an open-concept floor plan with a spacious living room, dining area, and updated kitchen cabinetry, creating the perfect setting for everyday living and entertaining. Luxury vinyl plank flooring throughout and fresh interior paint give the home a modern and welcoming feel. The spacious primary suite includes a walk-in closet, double sinks and a private bath featuring a jetted soaking tub and separate walk-in shower. Trey ceiling with crown molding. French doors leading out to pool. Enjoy Florida living at its finest in the backyard retreat. The screened, solar-heated in-ground pool includes updated pool equipment, a removable safety fence, and a solar pool cover. The fully fenced backyard is enclosed with attractive white vinyl privacy fencing, providing a secure, private and peaceful outdoor living space. Garden enthusiasts will love the two raised garden beds, complete with sunshades for comfortable gardening throughout the year. A beautiful mature oak tree provides natural shade and enhances the backyard’s charm and character. Features: • HVAC 2017 ?• Updated pool equipment - chlorine feeder 2022, filter 2023, timer 2025 and pump 2026 ?• Irrigation system supplied by private well ?• New roof, disposal and refrigerator 2022 ?• New energy star low E impact resistant windows and solar 2023 This exceptional home offers the perfect combination of modern updates, privacy, outdoor living, and low-maintenance ownership. Whether relaxing poolside, tending your garden, or entertaining family and friends, you’ll enjoy everything this property has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,661
Sqft
0.23 ac
Lot size
2
Garage
2003
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,092 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,092/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs PALM COAST SEC 35
$245 vs $182
Days on market
9 vs 47 typical
Where $245/sqft sits among the 24 homes for sale in PALM COAST SEC 35
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
14 of 24
PALM COAST SEC 35 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 25 BISCAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$367,500
23 BISHOP LANE · same community
3 bd · 2 ba · 1,695 sqft · $217/sqft · 0 DOM
Sold · Jun ’26$269,000
6 BIG HORN PLACE · same community
4 bd · 2.5 ba · 1,721 sqft · $156/sqft · 28 DOM
Sold · Jun ’26$349,900
6 BISCAYNE DRIVE · same community
3 bd · 2 ba · 1,581 sqft · $221/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25 BISCAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25 BISCAY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
25 BISCAY LANE FAQs
What would the monthly payment be for 25 BISCAY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,092/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25 BISCAY LANE?+
The most recent tax bill on record (2024) was $4,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25 BISCAY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $407,000, this home is listed about 3% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25 BISCAY LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIST WITH TRUE NORTH · Kathryn Valentine. MLS #S5154326.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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