406 TORTOSA COURT, DAVENPORT, FL, 33837
Active18 days on marketListed Jul 27, 2026MLS #S5154122
About this home
406 TORTOSA COURT
Virtually Staged. Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches! Better than new! This immaculate 2-bedroom, 2-bath home offers the perfect blend of comfort, style, and functionality with a desirable split-bedroom floor plan. A charming front porch welcomes you into a bright, open interior featuring fresh paint, new luxury vinyl plank flooring in both bedrooms, tile throughout the main living areas—NO CARPET!—and a spacious layout designed for easy living. The heart of the home is the huge country kitchen, complete with granite countertops, a breakfast bar, stainless steel appliances, and a sunny eat-in dining area. The open Gathering Room and formal dining area provide the ideal space for entertaining family and friends. Privately situated at the rear of the home, the spacious primary suite features an ensuite bath with dual sinks, and over-sized shower and a huge walk-in closet. The guest bedroom and bath are thoughtfully located at the opposite side of the home, offering privacy for both owners and visitors. Step outside to the covered, screened lanai overlooking a large backyard with plenty of room to add your dream pool. Additional highlights include a whole-house water filtration system, a new garbage disposal, a convenient indoor laundry room with washer and dryer included, and a 2-car garage. Taxes DO NOT include Homestead Exemption. This move-in-ready home truly is PRICED TO SELL—don't miss the opportunity to make it yours! LAWN MAINTENANCE INCLUDED IN LOW HOA FEE! Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30,000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day of golf at Ridgewood Lake's White Heron Public Golf Club and Restaurant /Bar? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Call today to schedule your private showing. This home truly checks every box—location, upgrades, and lifestyle—all within the sought-after Del Webb Orlando community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,570 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,570/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs Davenport actives
$210 vs $191
Days on market
18 vs 56 typical
Where $210/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
188 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 406 TORTOSA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$277,500
799 ASTURIAS ROAD
2 bd · 2 ba · 1,281 sqft · $217/sqft · 175 DOM
Sold · Nov ’25$295,000
763 ASTURIAS ROAD
2 bd · 2 ba · 1,348 sqft · $219/sqft · 68 DOM
Sold · Jun ’26$299,900
723 JEFFERSON STREET
3 bd · 2 ba · 1,405 sqft · $213/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 406 TORTOSA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 406 TORTOSA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
406 TORTOSA COURT FAQs
What would the monthly payment be for 406 TORTOSA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,570/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 406 TORTOSA COURT?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 406 TORTOSA COURT?+
The most recent tax bill on record (2025) was $4,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 406 TORTOSA COURT be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 406 TORTOSA COURT?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $273,000, this home is listed about 30% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 406 TORTOSA COURT?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GATHERING ROOM REAL ESTATE · Shelly Hertel. MLS #S5154122.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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