1706 CHARLESTON LANE, ST CLOUD, FL, 34769
Active7 days on marketListed Jul 17, 2026MLS #S5153925
Come see it
Upcoming open house
Sun, Jul 26
11:00 AM – 2:00 PM
About this home
1706 CHARLESTON LANE
Welcome to 1706 Charleston Lane, where modern updates, stylish finishes, and everyday comfort come together on a spacious nearly quarter-acre lot in the heart of Saint Cloud. Recently renovated from top to bottom, this move-in ready 3-bedroom, 2-bath home offers an inviting open-concept layout designed for effortless living and entertaining. Step inside to a bright and airy living space featuring luxury vinyl plank flooring, recessed lighting, fresh neutral finishes, and an abundance of natural light. The stunning brand-new kitchen is the centerpiece of the home, showcasing quartz countertops, shaker-style cabinetry, a subway tile backsplash, a large center island with breakfast bar seating, and brand-new stainless steel appliances, creating the perfect space for both everyday living and hosting guests. The thoughtfully designed split-bedroom floor plan offers both privacy and functionality. The spacious primary suite serves as a peaceful retreat, complete with its own private en-suite bathroom. On the opposite side of the home, two additional bedrooms share a beautifully updated full bath, making the layout ideal for families, guests, or a dedicated home office while providing everyone with their own space. Enjoy Florida living year-round from the expansive screened-in front porch, offering the perfect place to relax with your morning coffee or unwind in the evening. Outside, the oversized fenced backyard provides plenty of room for pets, gardening, entertaining, or future additions. A storage shed adds convenient extra storage for tools and outdoor equipment. Conveniently located just minutes from historic Downtown Saint Cloud, the Lakefront, shopping, dining, schools, and the Florida Turnpike, this beautifully renovated home offers the perfect combination of modern upgrades, generous outdoor space, and an unbeatable location. Don't miss your opportunity to make this exceptional property your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
920
Sqft
0.21 ac
Lot size
1986
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,792 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,792/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.1%
$/sqft vs St Cloud actives
$272 vs $221
Days on market
7 vs 33 typical
Where $272/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
193 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1706 CHARLESTON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$125,000
1704 MISSOURI AVENUE · same community
3 bd · 2 ba · 1,056 sqft · $118/sqft · 104 DOM
Sold · Dec ’25$360,000
413 EASTERN AVENUE · same community
3 bd · 2 ba · 1,160 sqft · $310/sqft · 37 DOM
Sold · Aug ’25$375,000
431 EASTERN AVE · same community
3 bd · 2 ba · 1,184 sqft · $317/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1706 CHARLESTON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1706 CHARLESTON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1706 CHARLESTON LANE FAQs
What would the monthly payment be for 1706 CHARLESTON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,792/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1706 CHARLESTON LANE?+
The most recent tax bill on record (2025) was $596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $250,000, this home is listed about 41% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1706 CHARLESTON LANE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5153925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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