Steeve Cadeau
Pending
$1,219,0005 bd4 ba3,505 sqft$348 /sqft$8,629 /mo all-in ↓

15838 CITRUS GROVE LOOP, WINTER GARDEN, FL, 34787

Pending7 days on marketListed Jul 17, 2026MLS #S5153907

WaterfrontPrivate poolSingle Family ResidenceHICKORY HAMMOCK PH 2A

About this home

15838 CITRUS GROVE LOOP

Welcome to luxury lakefront living in the gated community of Hickory Hammock at Johns Lake. Situated on an oversized homesite overlooking beautiful Lake Burnett, this exceptional 5-bedroom, 4-bathroom home with a 3-car garage and resort-style pool offers the perfect blend of elegance, comfort, and modern updates. From the moment you step inside, you'll be captivated by the rich hardwood floors that flow throughout the entire home, exquisite crown molding, and thoughtfully designed spaces. The versatile formal living room features a stunning accent wall, while the formal dining room and beautifully detailed staircase with decorative tile risers create an inviting atmosphere for entertaining. A first-floor bedroom and full bath offers exceptional flexibility for a variety of living arrangements while enjoying serene lake views. The fully updated gourmet kitchen is a chef's dream, featuring a large center island, double wall ovens, cooktop, pantry, new refrigerator, dishwasher, upgraded quiet garbage disposal, and seamless views into the spacious family room with custom solid wood built-in cabinetry. Through the expansive 8-foot glass slider, you'll discover your private outdoor oasis complete with a sparkling pool and spa, sunken gas fire pit, Covered Patio with remote screens and breathtaking lake views, and a gas stub already in place for a future outdoor kitchen or grill. The Second floor offers a generous loft provides additional living space, while the luxurious primary suite offers a private sitting area, a massive custom walk-in closet by The Container Store, and a recently renovated spa-inspired bath featuring dual vanities, adjustable lighted mirrors, marble accents, herringbone flooring, an oversized soaking tub, and a spacious walk-in shower. The upstairs laundry room is beautifully appointed with custom cabinetry, a solid wood folding counter, hanging bar, and designer tile accent wall. Bedroom three includes its own en-suite bath and walk-in closet, and the spacious second floor entertainment room showcases a Chicago brick accent wall and custom sliding barn door. Bedrooms four and five are equally inviting with designer finishes and custom closet systems. Surrounded by natural beauty and abundant wildlife, Hickory Hammock has it all. With a community resort pool with zero entry, clubhouse, fitness center, tennis courts, volleyball courts, playground & miles of walking paths around this lake community! This extraordinary property offers the tranquility of lakefront living while being conveniently located near major roadways, shopping, dining, and top-rated schools. This is more than a home—it's a lifestyle.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,505

Sqft

0.32 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$348

Per sqft

Private poolWaterfrontWater viewNegotiable

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Irrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$235/mo
Taxes (2025)$14,396/yr
PetsCats OK, Dogs OK
CommunityFishing · Lake · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,629 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,578
PMI (est., until 20% equity)$457
Property tax — 2025 actual bill$1,200
HOA fee — from the listing$235
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $121,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $121,900
Interest rate6.00%
Loan term

Estimated payment

$8,629/mo

Principal & interest$6,578
PMI (est., until 20% equity)$457
Property taxes (actual bill)$1,200
HOA / condo fee$235
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Garden

Map of 15838 CITRUS GROVE LOOP

Drive times from this address

Downtown Orlando25 min
Walt Disney World27 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 130% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $1,219,000 · 7 days on market since
2015Built · HICKORY HAMMOCK PH 2A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15838 CITRUS GROVE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15838 CITRUS GROVE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

15838 CITRUS GROVE LOOP FAQs

What would the monthly payment be for 15838 CITRUS GROVE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,629/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15838 CITRUS GROVE LOOP?+

The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15838 CITRUS GROVE LOOP?+

The most recent tax bill on record (2025) was $14,396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15838 CITRUS GROVE LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $1,219,000, this home is listed about 107% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 15838 CITRUS GROVE LOOP?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,219,000 runs 130% above the WINTER GARDEN 34787 median — but at 3,505 sqft it's also 61% larger than the typical Winter Garden listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Winter Garden market that averages 31 — if it fits, move quickly.

04Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED REAL ESTATE BROKERS · Steve Glose. MLS #S5153907.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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