332 ILLINOIS AVENUE, ST CLOUD, FL, 34769
Active22 days on marketListed Jul 1, 2026MLS #S5152777
About this home
332 ILLINOIS AVENUE
METAL ROOF, "TRIPLE LOT", 3 BLOCKS FROM THE LAKEFRONT, REPIPED, A/C REPLACED 2022 (extra filtration), BRAND NEW VINYL FLOORING THROUGHOUT, CULLIGAN WATER SYSTEM AND REVERSE OSMOSIS (even hose water is filtered), newer lights/fans, newer a/c vents, & crown molding. BLOCK HOME with a 15x19 carport......11x12 workshop....also a detached storage shed.....small fenced-in section for the pups......PLENTY OF DRIVING AND PARKING SPACE DOWN THE SIDE AND IN THE BACKYARD. Most lots do not provide access to be able to pull into the back......WE DO!! Park the camper, work trailer, boat, extra vehicles.....BUILD THAT WORKSHOP & DRIVE STRAIGHT TO IT!! Two living areas which are ideal for TV watching, table set up, or office space. The LAUNDRY ROOM IS INSIDE.....shelving & a small closet for extra organization. ALL APPLIANCES STAY!!! The bath has an updated vanity and tiled shower.....toilet has also been replaced & upgraded with a larger model. This BRAND NEW VINYL FLOORING flows throughout, no thresholds, easy maintenance, very neutral & "seamless" in its appearance. Ready for the holiday festivities?!?! 4th of July fireworks and fun.....Christmas parade......Spring fling......with a quick golf cart ride, you'll have "first class seats". Want chickens??.....the city allows up to 4 hens and this property already has 1......with a portable coop!! Bike riding, evening strolls, morning jogs, YEP YEP YEP!!! NO HOA, NO CDD, LOTS OF "BIG TICKET" ITEMS TAKEN CARE OF.......route to OIA is within 15+ miles, Lake Nona 15+ miles, downtown St. Cloud is within 1 mile, lots of lakes make great days of boating/fishing, & Melbourne Beach is within 49+ miles. Fantastic location, outstanding snowbird abode, superior first-time buyer opportunity, or an excellent investment rental......we are ready to show you all we have to offer!!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,120
Sqft
0.34 ac
Lot size
1958
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,227 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,227/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50%
$/sqft vs ST CLOUD 2ND TOWN OF
$267 vs $246
Days on market
22 vs 33 typical
Where $267/sqft sits among the 27 homes for sale in ST CLOUD 2ND TOWN OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
15 of 27
ST CLOUD 2ND TOWN OF have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 332 ILLINOIS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$157,500
1200 MASSACHUSETTS AVENUE · same community
2 bd · 2 ba · 1,119 sqft · $141/sqft · 17 DOM
Sold · Dec ’25$299,000
303 INDIANA AVENUE · same community
3 bd · 1 ba · 1,124 sqft · $266/sqft · 84 DOM
Sold · Jun ’26$274,000
1410 PENNSYLVANIA AVENUE · same community
3 bd · 2 ba · 1,108 sqft · $247/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 332 ILLINOIS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 332 ILLINOIS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
332 ILLINOIS AVENUE FAQs
What would the monthly payment be for 332 ILLINOIS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,227/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 332 ILLINOIS AVENUE?+
The most recent tax bill on record (2025) was $2,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 332 ILLINOIS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $299,000, this home is listed about 30% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 332 ILLINOIS AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY RESULTS LLC · Jennifer Davis, PA. MLS #S5152777.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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