3161 WINDING TRAIL, KISSIMMEE, FL, 34746
Active33 days on marketListed Jul 1, 2026MLS #S5152605
About this home
3161 WINDING TRAIL
Discover the perfect blend of comfort, style, and Florida living in this beautifully maintained 3-bedroom, 2-bath home located within the highly sought-after guard-gated community of Bellalago. Built in 2004, this inviting residence offers approximately 1,556 square feet of thoughtfully designed living space, ideal for families, seasonal residents, or investors alike. Step inside to an open and airy floor plan featuring a spacious great room, a bright eat-in kitchen, and abundant natural light throughout. Durable ceramic tile and vinyl flooring complement the home's functional design, while central heating and air conditioning ensure year-round comfort. An attached two-car garage adds everyday convenience and extra storage space. HVAC (2021), Water Heater (2024) The well-appointed layout includes three generously sized bedrooms, highlighted by a private primary suite complete with a walk-in closet and en-suite bath. Outside, the nearly 10,000-square-foot homesite provides plenty of room to relax, entertain, or create your own outdoor oasis while remaining easy to maintain. As a resident of Bellalago, you'll enjoy an exceptional resort-style lifestyle with access to premier amenities, including community pools, a state-of-the-art fitness center, tennis courts, playgrounds, scenic walking paths, and boat dock access on beautiful Lake Tohopekaliga. The community’s lush landscaping and gated security create a welcoming and tranquil setting. Conveniently located near shopping, dining, schools, major highways, and Central Florida’s world-famous attractions, this home offers the perfect combination of location, lifestyle, and value. Whether you're looking for a primary residence, vacation retreat, or investment property, this Bellalago gem is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,556
Sqft
0.21 ac
Lot size
2
Garage
2004
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,682 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,682/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs BELLALAGO
$199 vs $191
Days on market
33 vs 45 typical
Where $199/sqft sits among the 9 homes for sale in BELLALAGO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
6 of 9
BELLALAGO have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3161 WINDING TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$330,000
2591 SUMMERLAND WAY · same community
3 bd · 2 ba · 1,556 sqft · $212/sqft · 84 DOM
Sold · Feb ’26$277,000
3030 WINDING TRAIL · same community
3 bd · 2 ba · 1,687 sqft · $164/sqft · 154 DOM
Sold · Mar ’26$298,000
2961 SKYVIEW DRIVE · same community
3 bd · 2 ba · 1,687 sqft · $177/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3161 WINDING TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3161 WINDING TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3161 WINDING TRAIL FAQs
What would the monthly payment be for 3161 WINDING TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,682/mo — principal and interest, the actual property-tax bill, the $159/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3161 WINDING TRAIL?+
The association fee works out to $159 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3161 WINDING TRAIL?+
The most recent tax bill on record (2025) was $4,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3161 WINDING TRAIL?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $310,000, this home is listed about 18% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3161 WINDING TRAIL?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEAULIEU REALTY · Kathleen Beaulieu. MLS #S5152605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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