3795 SAGEFIELD DRIVE, HARMONY, FL, 34773
Active26 days on marketListed Jun 25, 2026MLS #S5152504
About this home
3795 SAGEFIELD DRIVE
Welcome to this well-maintained corner-lot, two-story home located in the desirable Harmony Central community with no CDD. The functional floor plan offers an open-concept main living area, creating a comfortable space for everyday living and entertaining. The kitchen features granite countertops, an island, ample cabinet storage, upgraded Samsung appliances, and includes a stackable washer and dryer. All bedrooms are located upstairs, along with a spacious bonus loft that can be used as a second living area, home office, or playroom. The primary suite offers a walk-in closet and an en-suite bathroom with dual sinks, a soaking tub, and a separate shower. Laminate flooring extends throughout the first floor, while the bedrooms are carpeted and ceramic tile is found in the wet areas. Decorative wall trim adds character and style throughout the home. Enjoy outdoor living from the screened-in patio overlooking the fully fenced backyard, providing both privacy and space for outdoor activities. Additional exterior features include gutters and a storage shed for added convenience. Residents enjoy access to Harmony's community amenities, including walking and biking trails, parks, recreational facilities, the Harmony Golf Preserve, and community gathering spaces. Conveniently located near schools, shopping, dining, and major roadways, this home offers a great combination of functionality, upgrades, and community living. Full-price offer? Seller will help cover closing costs. Ask about turning that into a rate buydown for a lower monthly payment.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,405
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,237 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,237/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Harmony actives
$172 vs $204
Days on market
26 vs 69 typical
Where $172/sqft sits among the 50 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
25 of 50
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3795 SAGEFIELD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$428,900
4074 SAGEFIELD DRIVE · same community
4 bd · 2.5 ba · 2,405 sqft · $178/sqft · 33 DOM
Sold · Jan ’26$446,900
4107 SAGEFIELD DRIVE · same community
4 bd · 2.5 ba · 2,405 sqft · $186/sqft · 7 DOM
Sold · Apr ’26$425,000
4104 SAGEFIELD DRIVE · same community
4 bd · 2.5 ba · 2,405 sqft · $177/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3795 SAGEFIELD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3795 SAGEFIELD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3795 SAGEFIELD DRIVE FAQs
What would the monthly payment be for 3795 SAGEFIELD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,237/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3795 SAGEFIELD DRIVE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3795 SAGEFIELD DRIVE?+
The most recent tax bill on record (2025) was $4,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3795 SAGEFIELD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $412,500, this home is listed about 4% above the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3795 SAGEFIELD DRIVE?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$412,500 runs 35% above the HARMONY 34773 median — but at 2,405 sqft it's also 26% larger than the typical Harmony listing.
02Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $415,000, now $412,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHELDON PROFESSIONALS INC · Ken Sheldon. MLS #S5152504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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