Steeve Cadeau
$3,2505 bd3.5 ba2,897 sqft$1 /sqft$184 /mo all-in ↓

2104 STILLWOOD WAY, ST CLOUD, FL, 34771

Active21 days on marketListed Jul 3, 2026MLS #S5152354

Priced 99% below the ST CLOUD 34771 medianSingle Family ResidenceHANOVER RESERVE REP

About this home

2104 STILLWOOD WAY

Beautiful Spacious Home Near Lake Nona Medical City – Perfect for Comfortable Family Living! Welcome to this stunning 2,897 sq. ft. home, thoughtfully designed with comfort, functionality, and entertaining in mind. Its bright, open-concept floor plan seamlessly connects the spacious family room, dining area, and gourmet kitchen, creating the perfect space for everyday living and memorable gatherings. The chef-inspired kitchen features a large center island, abundant cabinetry, a walk-in pantry, and elegant granite countertops throughout, making meal preparation both practical and enjoyable. The first floor offers exceptional flexibility, featuring a private guest suite with its own en-suite bathroom, making it ideal for visitors, in-laws, or multigenerational living. You'll also find a dedicated home office with a custom-built workstation designed to comfortably accommodate up to four people, creating the perfect space for working remotely, studying, homeschooling, or managing a home business. Upstairs, the luxurious owner's suite offers a spacious walk-in closet and a relaxing private bath. Three additional generously sized bedrooms, a cozy loft, and two full bathrooms with double vanities provide plenty of space and privacy for everyone. The home also includes a two-car garage with built-in shelving, perfect for organizing holiday decorations, luggage, and extra storage. Step outside to an incredible backyard designed for outdoor enjoyment. Gather around the fire pit on cool evenings, watch the kids play in the dedicated play area, or host unforgettable barbecues and celebrations. The oversized covered patio provides ample space for outdoor dining and entertaining family and friends year-round. Conveniently located just 10 minutes from Lake Nona Medical City, you'll enjoy quick access to world-class hospitals, top-rated schools, shopping, dining, entertainment, Orlando International Airport, and major highways, while living in a peaceful and family-friendly community. This exceptional home offers the perfect combination of space, comfort, flexibility, and location. Whether you're looking for room to grow, work from home, or entertain with ease, this property has it all. Schedule your private tour today—you'll love calling this beautiful property your next home! Call now to schedule your visit.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,897

Sqft

0.21 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$1

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ParkingDriveway

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$184 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $114Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $114
Interest rate6.00%
Loan term

Estimated payment

$184/mo

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$1 vs $221

Days on market

21 vs 33 typical

Where $1/sqft sits among the 400 St Cloud actives

0 · this home
1
74
214
66
45
$1–63$63–125$125–186$186–248$248–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 2104 STILLWOOD WAY

Drive times from this address

Orlando Int’l Airport (MCO)31 min
Downtown Orlando36 min
Walt Disney World42 min
Universal Orlando43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

193 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $3,250 · 21 days on market since
2019Built · HANOVER RESERVE REP

Reality check

What actually sold near 2104 STILLWOOD WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2033 STILLWOOD WAYSold · Jun ’26

$449,999

2033 STILLWOOD WAY · same community

4 bd · 2.5 ba · 2,518 sqft · $179/sqft · 17 DOM

5932 RIVERFRONT WAYSold · Mar ’26

$496,000

5932 RIVERFRONT WAY

5 bd · 3 ba · 2,797 sqft · $177/sqft · 97 DOM

5712 FRESHWATER CANYON DRIVESold · Mar ’26

$501,020

5712 FRESHWATER CANYON DRIVE

5 bd · 4 ba · 2,797 sqft · $179/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2104 STILLWOOD WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2104 STILLWOOD WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

2104 STILLWOOD WAY FAQs

What would the monthly payment be for 2104 STILLWOOD WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2104 STILLWOOD WAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $3,250, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2104 STILLWOOD WAY?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGENT TRUST REALTY CORPORATION · Margarita Velasco. MLS #S5152354.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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