4406 COOPER DRIVE, SEBRING, FL, 33872
Active30 days on marketListed Jun 23, 2026MLS #S5152338
About this home
4406 COOPER DRIVE
Build your dream home on this residential lot located in the growing Sebring Country Estates community. One of the property's most attractive features is that it is located in a **NON-HOA community**, giving you greater flexibility and freedom when planning your future home without the additional fees and restrictions commonly found in many deed-restricted neighborhoods. This vacant parcel offers an excellent opportunity for homeowners, builders, or investors looking to secure land in an area experiencing continued residential growth. Conveniently located near US-27, shopping, dining, medical facilities, schools, and Sebring's beautiful lakes. No designated builder, allowing you to choose your own builder and timeline. Well and septic will be required. Whether you're ready to build now or invest for the future, this property offers outstanding potential in Highlands County.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$400 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4406 COOPER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$289,000
812 HANOVER AVENUE · same community
3 bd · 2 ba · 1,475 sqft · $196/sqft · 337 DOM
Sold · Jun ’26$299,900
505 LEMANS DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $196/sqft · 43 DOM
Sold · Jun ’26$295,000
509 LEMANS DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $193/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4406 COOPER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4406 COOPER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4406 COOPER DRIVE FAQs
What would the monthly payment be for 4406 COOPER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4406 COOPER DRIVE?+
The most recent tax bill on record (2025) was $227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $35,000, this home is listed about 87% below the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4406 COOPER DRIVE?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RETHOUGHT REAL ESTATE · Pedro Rivera Morla. MLS #S5152338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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