
714 MASSACHUSETTS AVENUE, ST CLOUD, FL, 34769
Active36 days on marketListed Jun 17, 2026MLS #S5152107
About this home
714 MASSACHUSETTS AVENUE
Step back in time while enjoying all the modern comforts in this beautifully updated historic gem located in the heart of Downtown St. Cloud! Proudly displaying a 1910 Historic Plaque, this charming home offers timeless character, thoughtful updates and an unbeatable location. Relax on the welcoming front porch with your morning coffee while enjoying a front-row seat to St. Cloud’s beloved Christmas Parade each year. Inside, you’ll find a bright and inviting open concept floor plan where every square foot has been carefully designed for functionality and comfort. The remodeled kitchen is sure to impress with shaker style cabinetry, quartz countertops, Samsung appliances and a center island topped with a sleek stainless steel countertop. The updated bathroom features a stunning walk in shower with quartz walls and a modern smart mirror. Historic charm abounds throughout the home from the over 100 year old stained glass front door imported from England to the wide baseboards and architectural details that make this home truly special. The oversized bedroom offers plenty of space and could be converted back into a two-bedroom layout if desired. Major updates provide peace of mind including a 2010 metal roof, replacement windows (2018), HVAC system replaced approximately two years ago, tankless water heater, updated 200-amp electrical service, and a replaced electrical panel in the detached garage. The private backyard leads to a detached block two-car garage complete with a mini-split air conditioning system, making it ideal for a workshop, home office, hobby space, gym, or vehicle storage. Alley access behind the property provides additional convenience, while street parking is available in front of the home. The private backyard leads to a detached block two-car garage complete with a mini-split air conditioning system, making it ideal for a workshop, home office, hobby space, gym, or vehicle storage. Located just minutes from the St. Cloud Lakefront, you’ll enjoy easy access to walking and biking trails, a splash pad, marina, boat ramp, waterfront restaurant and beautiful lake views. Downtown St. Cloud continues to thrive with locally owned restaurants, coffee shops, boutiques, and entertainment making this a wonderful opportunity to own a piece of local history in one of Central Florida’s most charming communities.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
782
Sqft
0.17 ac
Lot size
2
Garage
1930
Year built
One
Levels
$352
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,939 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,939/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 714 MASSACHUSETTS AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 714 MASSACHUSETTS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
714 MASSACHUSETTS AVENUE FAQs
What would the monthly payment be for 714 MASSACHUSETTS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,939/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 714 MASSACHUSETTS AVENUE?+
The most recent tax bill on record (2025) was $463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 714 MASSACHUSETTS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $275,000, this home is listed about 35% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 714 MASSACHUSETTS AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of HERITAGE REAL ESTATE AGENCY LLC · Christina Jordan Davis. MLS #S5152107.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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