3524 SHOREWOOD DRIVE, KISSIMMEE, FL, 34746
Active55 days on marketListed Jun 19, 2026MLS #S5151829
About this home
3524 SHOREWOOD DRIVE
NEAR WALT DISNEY WORLD, conveniently located within approximately 30 minutes of Disney Springs, Universal Studios, Orlando's world-famous attractions, shopping, dining, and entertainment, this hidden gem offers the perfect balance of peaceful waterfront living and easy access to everything Central Florida has to offer. Welcome to 3524 Shorewood Drive, a beautifully maintained oasis nestled within the highly sought-after guard-gated community of Bellalago. Situated on a premium oversized corner lot with picturesque water views, this exceptional residence offers 3 spacious bedrooms PLUS a large flex room, ideal for a home office, media room, playroom, guest room, or potential fourth bedroom, along with 2.5 bathrooms and 2,494 heated square feet designed for both everyday living and entertaining. One of the home's most impressive features is the custom 13-foot extended screened lanai with upgraded tile flooring overlooking tranquil water views. Whether enjoying your morning coffee, hosting family gatherings, or relaxing in the included 8-person spa, this outdoor retreat was designed to be enjoyed year-round. The oversized corner lot provides additional privacy, enhanced curb appeal, and a more open feel rarely found in today's market, while the fully fenced backyard offers two separate access gates and plenty of room for pets, recreation, and outdoor activities. Inside, you'll find numerous upgrades, including a newer HVAC system (less than two years old), Pella windows, newer exterior doors, refaced kitchen cabinetry with upgraded soft-close drawers, newer kitchen appliances, insulated garage doors, a new garage door opener, custom closet organization systems, and a storm entry door with retractable glass that allows natural cross-ventilation throughout the home. The home also features an interior projector and motorized drop-down screen, creating the perfect setting for movie nights, sporting events, and entertaining family and friends. As an added bonus, the sale includes an internet-accessible security camera system with ten outdoor cameras and the above-ground eight-person spa, allowing you to enjoy Florida's outdoor lifestyle while taking in the peaceful water views. Bellalago residents enjoy resort-style amenities, including multiple pools, fitness centers, tennis and basketball courts, playgrounds, scenic walking trails, community events, on-site dining, a private boat ramp with direct access to Lake Tohopekaliga, and 24-hour guarded gate security. Water views, an oversized corner lot, extensive upgrades, exceptional outdoor living, and resort-style amenities make this a rare opportunity to experience Florida living at its finest.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,494
Sqft
0.31 ac
Lot size
3
Garage
2004
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,736 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,736/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.9%
$/sqft vs BELLALAGO
$182 vs $199
Days on market
55 vs 55 typical
Where $182/sqft sits among the 10 homes for sale in BELLALAGO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
6 of 10
BELLALAGO have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3524 SHOREWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$555,000
3962 CARRICK BEND DRIVE · same community
4 bd · 3 ba · 2,420 sqft · $229/sqft · 121 DOM
Sold · Jun ’26$302,000
3504 SHOREWOOD DRIVE · same community
3 bd · 3 ba · 2,390 sqft · $126/sqft · 102 DOM
Sold · Dec ’25$488,000
3806 GULF SHORE CIRCLE · same community
4 bd · 3 ba · 2,341 sqft · $208/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3524 SHOREWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3524 SHOREWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3524 SHOREWOOD DRIVE FAQs
What would the monthly payment be for 3524 SHOREWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,736/mo — principal and interest, the actual property-tax bill, the $364/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3524 SHOREWOOD DRIVE?+
The association fee works out to $364 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3524 SHOREWOOD DRIVE?+
The most recent tax bill on record (2025) was $3,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3524 SHOREWOOD DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $454,900, this home is listed about 20% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3524 SHOREWOOD DRIVE?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$454,900 runs 32% above the KISSIMMEE 34746 median — but at 2,494 sqft it's also 37% larger than the typical Kissimmee listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $459,000, now $454,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX PREMIER PROPERTIES · George Almodovar. MLS #S5151829.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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