110 EDGEWATER DR, ST CLOUD, FL, 34769
Active39 days on marketListed Jun 10, 2026MLS #S5151243
About this home
110 EDGEWATER DR
NO HOA AND NO CDD -Welcome home to this 3-bedroom, 2-bath POOL home, an entertainers dream, offering 1,556 square feet of comfortable living space on a rare fenced-in DOUBLE LOT spanning nearly half an acre. Located on a quiet dead-end cul-de-sac, this property provides privacy, tranquility, and no through traffic. Water enthusiasts will love the direct CANAL ACCESS leading to East Lake Tohopekaliga, giving you the opportunity to enjoy, fishing, kayaking, BOATING and endless days on the water right from your own backyard. Inside, you'll find an inviting floor plan designed for both everyday living and entertaining. Step outside to your screened pool area, the perfect place to relax and enjoy Florida's year-round sunshine. A standout feature of this property is the enormous DETACHED TWO CAR GARAGE AND WORKSHOP, offering ample room for vehicles, boats, hobbies, storage, or the ultimate workspace. Major updates provide added peace of mind, including a newer roof and air conditioning system installed in 2020. Conveniently located in the heart of charming St. Cloud, you're just minutes from DOWNTOWN ST CLOUD, the ST CLOUD LAKEFRONT, shopping, dining, and major highways. If you've been searching for a spacious pool home with land, a workshop, and direct access to East Lake Toho, this one checks all the boxes. Schedule your private showing today and start living the Florida waterfront lifestyle you've been dreaming about!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,556
Sqft
0.41 ac
Lot size
2
Garage
1978
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs St Cloud actives
$256 vs $221
Days on market
39 vs 33 typical
Where $256/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 110 EDGEWATER DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$312,500
113 ORANGE AVENUE · same community
3 bd · 2 ba · 1,605 sqft · $195/sqft · 97 DOM
Sold · Oct ’25$346,000
103 ORANGE AVENUE · same community
3 bd · 2 ba · 1,203 sqft · $288/sqft · 32 DOM
Sold · Jun ’26$365,000
1220 MYRTLE AVENUE
3 bd · 2.5 ba · 1,544 sqft · $236/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 110 EDGEWATER DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 110 EDGEWATER DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
110 EDGEWATER DR FAQs
What would the monthly payment be for 110 EDGEWATER DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 110 EDGEWATER DR?+
The most recent tax bill on record (2025) was $5,524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 110 EDGEWATER DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $399,000, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 110 EDGEWATER DR?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,000 runs 43% above the ST CLOUD 34769 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $425,000, now $399,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN CONNECT LLC · Milinda Knollinger. MLS #S5151243.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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