2682 MIDSWEET AVENUE, ST CLOUD, FL, 34772
Active156 days on marketListed Feb 19, 2026MLS #S5144006
About this home
2682 MIDSWEET AVENUE
Gorgeous Prosperity floor plan like new with lots of builder upgrades located in the well sought after active 55+ Del Webb Twin Lakes Gated Community in Saint Cloud, FL! Welcome to this stunning 3 Bedroom 2 Bathroom Home. As you enter through the foyer with lighting and custom Porcelain tile. Custom Faux blinds in all rooms. Step inside and be captivated by the meticulous attention to detail showcased throughout. 8' doors. Coat closet in the hallway. The heart of this home lies in its expansive Family areas, designed for both formal entertaining and casual gatherings. The open concept layout seamlessly connects the gourmet kitchen, custom upgraded 42" level 3 Landen/Quill cabinets with crown molding, all upgraded appliances convey, large farm sink, brushed nickel faucets, gas cooktop and oven, sleek custom granite countertops with pendant lighting and custom backsplash. Walk-in pantry with lots of space. Large sliding glass panel doors in the living room and Dinette area, lead to inviting large extended Lanai features extra added cam lighting, lighting & natural gas and water hook up for you to put a outdoors kitchen. Primary bedroom with ceiling fan, & blinds. Large walk-in closet with small door that leads to the laundry room. Frameless shower doors in primary en-suite, shower head & Custom quartz vanity. Amenities include a Resort style pool and Lap Pool, and 3rd pool, 20,000 square foot Clubhouse, State of the art Fitness Center, Tennis Courts, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities to keep you VERY busy!! All of this in a GREAT gated community located in Central Florida close to close to Lake Nona Medical City, Orlando, Orlando International Airport, Theme Parks, and Brevard Beaches! Do not delay making your appointment to view this home today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,707
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,810 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,810/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs St Cloud actives
$288 vs $221
Days on market
156 vs 33 typical
Where $288/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
198 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2682 MIDSWEET AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$400,000
5015 DANCY LANE · same community
2 bd · 2 ba · 1,596 sqft · $251/sqft · 187 DOM
Sold · May ’26$520,000
5037 FALLGLO WAY · same community
3 bd · 2.5 ba · 2,208 sqft · $236/sqft · 158 DOM
Sold · Dec ’25$685,000
2679 MIDSWEET AVENUE · same community
3 bd · 3 ba · 2,365 sqft · $290/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2682 MIDSWEET AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2682 MIDSWEET AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2682 MIDSWEET AVENUE FAQs
What would the monthly payment be for 2682 MIDSWEET AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,810/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2682 MIDSWEET AVENUE?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2682 MIDSWEET AVENUE?+
The most recent tax bill on record (2025) was $2,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2682 MIDSWEET AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $491,500, this home is listed about 16% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2682 MIDSWEET AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$491,500 runs 33% above the ST CLOUD 34772 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
156 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $534,900, now $491,500 — a $43K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Sherry Feck. MLS #S5144006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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