5235 40TH STREET S, ST PETERSBURG, FL, 33711
Active340 days on marketListed Sep 11, 2025MLS #S5131134
About this home
5235 40TH STREET S
Maximo Morning fort de soto area SELLER IS WILLING TO INCLUDE ALL FURNITURE AND LEAVE THE PROPERTY FULLY FURNISHED FOR TOTAL PRICE 645.000 .......I have for sale this beautiful property located in Maximo Moorings right by Fort the Soto Park!This beautiful property holds four bedrooms, two bathrooms, recently remodeled kitchen, brand new pavers all around the house, and lastly this property is being sold with all its furniture. This property was used only for weekends or personal vacations. It has a new pergola that was made in the back 10 × 15 and if the buyer is interested I have all the approved permits to build a 23x13 ft pool with jacuzzi. Amazing Location being just 5-8 minutes from Ft.Desoto State Park. Enjoy from one of a kind sunsets, being close to the most beautiful beaches and as well being close to downtown area where you could enjoy amazing restaurants and nightlife. fairly new roof and air conditioning. This house is ready to move in. Don't miss this opportunity right away, five minutes from Downtown Saint Petersburg, two minutes from the beach, marinas within the complex, boat ramps, high-end restaurants, a dream come true. """"""""""""""""""""""""""""""""""""""""""""""""""""""""""""PRICE FIRM"""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""""
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,626
Sqft
0.19 ac
Lot size
1
Garage
1959
Year built
One
Levels
$387
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,686 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,686/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.9%
$/sqft vs MAXIMO MOORINGS
$387 vs $654
Days on market
340 vs 57 typical
Where $387/sqft sits among the 8 homes for sale in MAXIMO MOORINGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Maximo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Maximo — neighborhood snapshot
Population
509
Median age
49
Median income
$128,329
Median home value
$560,889
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 8
MAXIMO MOORINGS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5235 40TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$440,000
5231 41ST STREET S · same community
3 bd · 2 ba · 1,624 sqft · $271/sqft · 28 DOM
Sold · Oct ’25$400,000
5053 43RD STREET S · same community
2 bd · 2 ba · 1,659 sqft · $241/sqft · 153 DOM
Sold · Oct ’25$1,090,000
4057 48TH AVENUE S · same community
3 bd · 2 ba · 1,680 sqft · $649/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5235 40TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5235 40TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5235 40TH STREET S FAQs
What would the monthly payment be for 5235 40TH STREET S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,686/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5235 40TH STREET S?+
The most recent tax bill on record (2024) was $10,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $629,000, this home is listed about 44% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5235 40TH STREET S?+
Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$629,000 runs 107% above the ST PETERSBURG 33711 median — but at 1,626 sqft it's also 21% larger than the typical St Petersburg listing.
02Time on market is leverage
340 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $790,000, now $629,000 — a $161K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Jorge Rodriguez. MLS #S5131134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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