Steeve Cadeau
$395,000$430,0004 bd3.5 ba2,490 sqft$159 /sqft$3,309 /mo all-in ↓

6834 HABITAT DRIVE, HARMONY, FL, 34773

Active404 days on marketListed Jun 14, 2025MLS #S5128784

Reduced $35KSingle Family ResidenceHARMONY NBHD H-1

About this home

6834 HABITAT DRIVE

NEW PRICE + FRESH UPDATES + FLOORING CREDIT! Welcome to this beautifully maintained 4-bedroom, 3.5-bath home offering 2,490 square feet of thoughtfully designed living space in the highly sought-after Harmony Main community. Situated on a premium corner lot with rear alley access to a 2-car garage, this home offers exceptional curb appeal, flexibility, and value. Recent updates make this home move-in ready! All the bedroom walls upstairs have been freshly painted, and all carpet has been removed, creating a clean, fresh canvas. Even better, the seller is offering a flooring credit, allowing the new owner to personalize the entire upstairs with the flooring of their choice. The open-concept kitchen is the heart of the home, featuring stainless steel appliances, granite countertops, 42-inch wood cabinetry, recessed lighting, a large center island overlooking the spacious family room, and a walk-in pantry—perfect for entertaining and everyday living. One of this home's most desirable features is its dual primary suites, with one conveniently located on the first floor and another upstairs. The main-level primary suite includes dual granite vanities, a relaxing soaking tub, a separate walk-in shower, and a spacious walk-in closet, making it ideal for multigenerational living, guests, or added privacy. Upstairs, you'll also find a generous loft that offers endless possibilities like a media room, home office, playroom, or additional living space. Living in Harmony means enjoying award-winning amenities, including Buck Lake with community boats and a fishing pier, scenic walking trails, two resort-style pools, a fitness center, playgrounds, dog parks, sports courts, and top-rated schools—all within one of Central Florida's most desirable master-planned communities. With fresh updates, a new price, and the opportunity to customize the upstairs flooring to your personal style, this home offers exceptional value. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,490

Sqft

0.11 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$159

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame (FSC Certified)
FoundationSlab
FacesNorth
ParkingAlley Access · Garage Door Opener · Garage Faces Rear
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$8/mo
Taxes (2025)$7,691/yr
PetsYes
CommunityDock · Fishing · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,309 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$641
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,309/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$641
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$379KedgeAI estimate $471,673 · range $454K$478K$497K

vs edgeAI estimate

−16.3%

$/sqft vs Harmony actives

$159 vs $200

Days on market

404 vs 69 typical

Where $159/sqft sits among the 48 Harmony actives

8 · this home
5
10
6
9
10
$159–172$172–185$185–198$198–211$211–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harmony

Map of 6834 HABITAT DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando43 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)44 min
Downtown Orlando44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Harmony. See the full Harmony guide →

Harmony — neighborhood snapshot

Population

3,988

Median age

37

Median income

$78,260

Median home value

$354,100

Avg household

3

Households w/ children

524

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Harmony market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$412K$385K

Harmony median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

25 of 48

Harmony actives have cut their price

Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the HARMONY 34773 median. See the full Harmony market guide →

Paper trail

This home's history

CurrentPrice reduced to $395,000 $35K
Jun 14, 2025Listed at $430,000 · 404 days on market since
2017Built · HARMONY NBHD H-1

Reality check

What actually sold near 6834 HABITAT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3320 GRANDE HERON DRIVESold · Jun ’26

$399,000

3320 GRANDE HERON DRIVE · same community

5 bd · 3.5 ba · 2,465 sqft · $162/sqft · 65 DOM

3450 SCHOOLHOUSE ROADSold · Mar ’26

$375,000

3450 SCHOOLHOUSE ROAD

5 bd · 3 ba · 2,456 sqft · $153/sqft · 5 DOM

6833 GOLDFLOWER AVENUESold · Mar ’26

$419,900

6833 GOLDFLOWER AVENUE

5 bd · 3 ba · 2,456 sqft · $171/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6834 HABITAT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6834 HABITAT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

6834 HABITAT DRIVE FAQs

What would the monthly payment be for 6834 HABITAT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,309/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6834 HABITAT DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6834 HABITAT DRIVE?+

The most recent tax bill on record (2025) was $7,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6834 HABITAT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Harmony?+

At $395,000, this home is priced right at the Harmony median.

Which schools are assigned to 6834 HABITAT DRIVE?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$395,000 runs 29% above the HARMONY 34773 median — but at 2,490 sqft it's also 30% larger than the typical Harmony listing.

02Time on market is leverage

404 days on market against a Harmony median of 69 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $430,000, now $395,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of CORCORAN CONNECT LLC · Kris Van Der Snel. MLS #S5128784.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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