218 THORNBERRY WAY, PALM COAST, FL, 32164
Active422 days on marketListed Jun 9, 2025MLS #S5128648
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About this home
218 THORNBERRY WAY
Up to $17k CC for any deal using our preferred lender. Rates as low as 4.99! This spacious 5-bedroom, 3-bath home showcases an open concept floor plan designed for modern living, featuring a gourmet kitchen with high-end appliances, ample counter space, and a central island that flows effortlessly into the living and dining areas—perfect for entertaining and family gatherings. The luxurious primary suite offers a private retreat with elegant French doors, an extra-large walk-in shower, and a generous walk-in closet for ultimate comfort and convenience. An upfront guest suite provides ideal privacy for visitors or multigenerational living, creating a harmonious blend of style, function, and flexibility. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,200
Sqft
0.15 ac
Lot size
2
Garage
2025
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,606 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs Palm Coast actives
$172 vs $222
Days on market
422 vs 52 typical
Where $172/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
181 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 218 THORNBERRY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$391,000
226 THORNBERRY WAY · same community
5 bd · 3 ba · 2,200 sqft · $178/sqft · 226 DOM
Sold · Feb ’26$399,997
230 THORNBERRY WAY · same community
3 bd · 3 ba · 2,400 sqft · $167/sqft · 256 DOM
Sold · Mar ’26$399,020
217 THORNBERRY WAY · same community
3 bd · 3 ba · 2,400 sqft · $166/sqft · 287 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 218 THORNBERRY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 218 THORNBERRY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
218 THORNBERRY WAY FAQs
What would the monthly payment be for 218 THORNBERRY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,606/mo — principal and interest, estimated property taxes, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 218 THORNBERRY WAY?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 218 THORNBERRY WAY?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 218 THORNBERRY WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $377,997, this home is listed about 5% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 218 THORNBERRY WAY?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$377,997 runs 10% above the PALM COAST 32164 median — but at 2,200 sqft it's also 16% larger than the typical Palm Coast listing.
02Time on market is leverage
422 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $483,502, now $377,997 — a $106K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Stephanie Morales, LLC. MLS #S5128648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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