4722 KILT COURT UNIT 65, ST CLOUD, FL, 34769
Active453 days on marketListed Apr 28, 2025MLS #S5125650
About this home
4722 KILT COURT UNIT 65
Stop by anytime to tour this beautifully renovated second-floor condo at 4722 Kilt Court —an exceptional find whether you are looking for a move-in-ready dream home or a high-performing addition to your real estate portfolio. Boasting 967 square feet of stylishly updated living space , this 2-bedroom, 2-bathroom residence features premium upgrades, including brand-new Luxury Vinyl Tile flooring, fresh paint, Window World windows, and a new sliding glass door. The open-concept layout connects to a functional kitchen complete with all appliances, plus a washer and dryer. With a brand-new A/C unit, electric water heater, and a modern thermostat, your long-term maintenance costs are heavily minimized, keeping the property's operating expense ratio highly efficient. For investors, the numbers speak for themselves. The possibility of generating a steady $1,450.00 in monthly rent ($17,400.00 yearly), the property offers an immediate monthly cash flow and a strong Cash-on-Cash return. Positioned in a high-growth area, it is projected to appreciate annually, pushing the future value up and securing a projected average yearly ROI (See attached Investor ProForma Report for projected percentages). Residents will love the primary suite’s custom built-in closet system and modern en suite bath, as well as the private balcony overlooking resort-style community amenities like the pool, clubhouse, and tennis courts. Plus, a rare perk for business owners and contractors: the community uniquely allows commercial vehicle parking! Located just off the Florida Turnpike and steps from the Florida National Scenic Trail, this property perfectly balances natural beauty, modern convenience, and rock-solid financial performance.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
967
Sqft
0.12 ac
Lot size
1973
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,601 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,601/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs St Cloud actives
$161 vs $219
Days on market
453 vs 33 typical
Where $161/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Pine Lake Estates — neighborhood snapshot
Population
1,012
Median age
36
Median income
$62,817
Median home value
$287,161
Avg household
4
Households w/ children
121
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
197 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4722 KILT COURT UNIT 65
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$165,000
4700 KILT COURT UNIT 12 · same community
2 bd · 2 ba · 967 sqft · $171/sqft · 11 DOM
Sold · Oct ’25$115,000
4725 AVON COURT · same community
2 bd · 2 ba · 967 sqft · $119/sqft · 25 DOM
Sold · Nov ’25$70,000
4431 NW 16th Street # H207, Lauderhill FL 33313 · same community
1 bd · 1 ba · 680 sqft · $103/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4722 KILT COURT UNIT 65 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4722 KILT COURT UNIT 65 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4722 KILT COURT UNIT 65 FAQs
What would the monthly payment be for 4722 KILT COURT UNIT 65?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,601/mo — principal and interest, the actual property-tax bill, the $416/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4722 KILT COURT UNIT 65?+
The association fee works out to $416 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4722 KILT COURT UNIT 65?+
The most recent tax bill on record (2024) was $457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4722 KILT COURT UNIT 65?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $156,000, this home is listed about 63% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4722 KILT COURT UNIT 65?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34769 market on paper
$156,000 is 41% below the ST CLOUD 34769 median of $265,000, and at $161/sqft it sits under the St Cloud average of $236.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
453 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $185,000, now $156,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AVANTI WAY REALTY LLC · Kristin Bearce. MLS #S5125650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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