Steeve Cadeau

156TH, UMATILLA, FL, 32784

Active734 days on marketListed Jul 19, 2024MLS #S5105988

Priced 96% below the UMATILLA 32784 medianBIG TREE CAMPSITES SEC. D

About this home

156TH

Don't miss your chance to own a piece of Florida and start embracing a lifestyle that combines the best of both worlds—serenity and accessibility. The location offers easy access to surrounding attractions such as Downtown Orlando, Alexander Springs, Ocala National Forest, Daytona Beach, and so much more. This parcel provides the ideal balance—near to vibrant city life yet far enough to enjoy the small-town charm of Umatilla. The adjoining lot is also for sale and can be purchased together, giving you even more space to create your dream home. Seize this opportunity to enjoy peaceful living with the convenience of city amenities nearby and NO HOA! Ask about adjoining lot MLS# S5105987 also for sale. Zoned for mobile or manufactured homes, per the county.

Facts & features

The home at a glance

0.18 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$94/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$244 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$71
FHA mortgage insurance (est.)$5
Property tax — 2025 actual bill$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $420Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $420
Interest rate6.00%
Loan term

Estimated payment

$244/mo

Principal & interest$71
FHA mortgage insurance (est.)$5
Property taxes (actual bill)$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of 156TH

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% below the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Jul 19, 2024Listed at $12,000 · 734 days on market since

Reality check

What actually sold near 156TH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20275 SE 156TH PLACESold · Oct ’25

$46,000

20275 SE 156TH PLACE

2 bd · 1 ba · 672 sqft · $68/sqft · 56 DOM

19942 SE 155TH PLACESold · Aug ’25

$120,000

19942 SE 155TH PLACE

2 bd · 1 ba · 720 sqft · $167/sqft · 99 DOM

15536 SE 203RD AVENUESold · Oct ’25

$70,000

15536 SE 203RD AVENUE

2 bd · 1 ba · 720 sqft · $97/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 156TH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 156TH — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

156TH FAQs

What would the monthly payment be for 156TH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 156TH?+

The most recent tax bill on record (2025) was $94. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 156TH?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $12,000, this home is listed about 96% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 156TH?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 ALL HOMES & PROPERT · Natalie Feldman. MLS #S5105988.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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