3050 S INDIANA AVENUE, ST CLOUD, FL, 34769
Active53 days on marketListed Jun 12, 2026MLS #R4911398
About this home
3050 S INDIANA AVENUE
Highly Desirable Equestrian Estate Style Home Located in the Heart of Saint Cloud, Florida! No HOA! Nestled on a Secluded +/- 2.7 Acres, this Custom Built, Lovingly Maintained and Cared-For, One Owner Home, Offers Southern Living at its Best, with an Unparalleled Blend of Country Tranquility and Urban Convenience. Located in Close Proximity to Essential Services and Desirable Amenities, yet Perfectly Placed in a Rural Setting of Mature Mixed Hardwood Trees and Meticulously Selected Landscaping with Extensive Floral Accents. Offered for the First Time, this Outstanding Estate Property Features a Thoughtfully Designed 3 Bedroom, 2.5 Bath, Open Floor Plan, with Oversized Rooms, both Vaulted and Cathedral Ceilings, Large Office or Additional Room, Ceiling Fans Throughout, and a Wood Burning Fireplace, all Harmoniously Balanced for Comfort, Functionality, and Flexibility. Expansive Outdoor Spaces including Porches, Patios, Firepit, and Flower Gardens, all where Nature’s Wonder and the Early Morning or Evening Breezes can be Enjoyed, and Memories can be made. Complete with a Detached Workshop or Office Space and Covered Parking, Abundant Additional Uncovered Parking, a Second Private and Gated Access to the Property, and Farm Style Corral with Covered Barn for Pets, Livestock, and Horses. A Unique Opportunity to make this Rural Retreat your Own! Relax and Enjoy this Exceptional Acreage from the Porch of your Custom Built Home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,502
Sqft
2.73 ac
Lot size
1991
Year built
Two
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,018 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,018/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.2%
$/sqft vs S L & I C
$320 vs $322
Days on market
53 vs 43 typical
Where $320/sqft sits among the 41 homes for sale in S L & I C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $407K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
22 of 41
S L & I C have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 196% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3050 S INDIANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,100,000
3355 WESTSHORE DRIVE · same community
4 bd · 3 ba · 2,487 sqft · $442/sqft · 0 DOM
Sold · Mar ’26$739,999
4272 LA SALLE AVENUE · same community
4 bd · 2.5 ba · 2,582 sqft · $287/sqft · 181 DOM
Sold · Nov ’25$630,000
4075 PACKARD AVENUE · same community
3 bd · 2 ba · 2,346 sqft · $269/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3050 S INDIANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3050 S INDIANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3050 S INDIANA AVENUE FAQs
What would the monthly payment be for 3050 S INDIANA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,018/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3050 S INDIANA AVENUE?+
The most recent tax bill on record (2025) was $2,898. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3050 S INDIANA AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $799,900, this home is listed about 86% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3050 S INDIANA AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MONUMENT RESOURCE PARTNERS LLC · Lee Beekman. MLS #R4911398.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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