190 CASA LANE, PUNTA GORDA, FL, 33950
Active175 days on marketListed Feb 9, 2026MLS #R4910691
About this home
190 CASA LANE
PRICE REDUCED! COMPLETELY REMODELED AND UPDATED 3/2/2 SAILBOAT WATER POOL HOME IN PUNTA GORDA ISLES ON EXTRA-LARGE LOT ONLY 5 MINUTES AND NO BRIDGES TO OPEN WATER. New items include: Freshly painted inside and out, metal roof, porcelain floor tile throughout, updated kitchen with granite counters and all brand new top of the line appliances and brand new washer and dryer. Updated baths with primary bath featuring jetted tub with shower and bidet toilet. Newer A/C system. Resurfaced pool has brand new variable speed pump plus pool heater and salt generator. Brand new concrete seawall. Home also features interior plantation shutters and exterior hurricane panels. Boat lift needs repair. AREA INFO: Downtown Punta Gorda is located on the Gulf Coast of Southwest Florida, approximately 2 miles west of 1-75 off Exit 164 and features EASY ACCESS TO WORLD CLASS FISHING IN CHARLOTTE HARBOR AND THE GULF OF AMERICA. By sea, Punta Gorda is located on Charlotte Harbor about 30 minutes by water from Port Boca Grande and Boca Grande Pass known as the Tarpon Fishing capital of the world. Punta Gorda features historic Fisherman's Village with its many shops, galleries, boutiques, restaurants and a museum. The charming downtown area of Punta Gorda features quaint cafes, restaurants, and art galleries. There are 13 golf courses in Punta Gorda including St. Andrew's which is only 5 minutes (1.8 miles) away. Punta Gorda is conveniently and quietly located approximately 50 miles south of Sarasota, 24 miles north of Fort Myers, 125 miles from Orlando and Disney World, approximately 40 minutes to the Southwest Florida International Airport, and only 15 minutes to Punta Gorda Airport.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,510
Sqft
0.36 ac
Lot size
2
Garage
1974
Year built
One
Levels
$364
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,950 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,950/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
$/sqft vs PUNTA GORDA ISLES SEC 04
$364 vs $381
Days on market
175 vs 59 typical
Where $364/sqft sits among the 12 homes for sale in PUNTA GORDA ISLES SEC 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
5 of 12
PUNTA GORDA ISLES SEC 04 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 190 CASA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$318,500
135 GULFVIEW ROAD · same community
2 bd · 2 ba · 1,556 sqft · $205/sqft · 259 DOM
Sold · Aug ’25$405,000
66 OCEAN DRIVE · same community
2 bd · 2 ba · 1,558 sqft · $260/sqft · 163 DOM
Sold · May ’26$490,000
2448 ROSA LANE · same community
3 bd · 3 ba · 1,595 sqft · $307/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 190 CASA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 190 CASA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
190 CASA LANE FAQs
What would the monthly payment be for 190 CASA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,950/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 190 CASA LANE?+
The most recent tax bill on record (2025) was $3,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $549,900, this home is listed about 62% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 190 CASA LANE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,900 runs 106% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
175 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $579,900, now $549,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EASY REALTY · Ron Pearce. MLS #R4910691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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