, VERO BEACH, FL, 32963
Active154 days on marketListed Feb 18, 2026MLS #R11164682
About this home
A must see villa in The Strand! Built in 2020 to the highest standards, this 3BR/3.5BA + den is the ultimate beach getaway. With Key West inspired architecture & a private courtyard w/saltwater pool & built-in bbq this 2 story residence has everything you could ever need! CBS construction, metal roof, impact windows & doors. Elegant finishes: shell stone & wood flooring, exquisite millwork, shiplap, SS Miele kitchen appls, Quartz counters, tray ceilings. Beach & Jungle Trail access! Sizes are approx/subj to error.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,873
Sqft
0.07 ac
Lot size
2
Garage
2020
Year built
2
Levels
$694
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,214 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,214/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Beach Cottages At The Strand
Get to know Vero Beach. See the full Vero Beach guide →
Beach Cottages At The Strand — neighborhood snapshot
Population
578
Median age
73
Median income
$131,719
Median home value
$964,700
Avg household
2
Households w/ children
19%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the VERO BEACH 32963 median. See the full Vero Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,214/mo — principal and interest, the actual property-tax bill, the $482/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $482 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $12,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $1,299,000, this home is listed about 288% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Gifford Middle School (middle), Beachland Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,299,000 runs 30% above the VERO BEACH 32963 median — but at 1,873 sqft it's also 21% larger than the typical Vero Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
154 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gifford Middle School, Beachland Elementary School, Vero Beach High School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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