18773 NW 278th Street, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active211 days on marketListed Jan 16, 2026MLS #R11154960
About this home
18773 NW 278th Street, Okeechobee FL 34972
1.25 ACRE LOT FOR SALE! NO HOA! Build your dream home or place a manufactured home on this spacious, private lot in the charming rural town of Okeechobee, FL. Surrounded by mature trees, this lot offers a peaceful retreat with plenty of room for outdoor activities & future expansion. Located just outside the city, this lot is conveniently close to US-441 N & the FL-Turnpike, making commuting & travel easy. The area is seeing growth w/ recent development plans for Midtown Village, a new community that will feature both residential properties & commercial businesses. The lot is just 9 minutes from the 5,400-acre Kissimmee Prairie Preserve State Park, a popular destination for birdwatching, hiking, and wildlife viewing, providing plenty of outdoor recreation options right at your doorstep. Don't miss out on this great opportunity to build! Easy access to nature, recreation and city conveniences.
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 18773 NW 278th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$272,500
14615 NW 246th Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,248 sqft · $218/sqft · 224 DOM
Sold · Apr ’26$330,000
19363 NW 262nd Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,922 sqft · $172/sqft · 39 DOM
Sold · Oct ’25$260,000
16371 NW 262 st, Okeechobee FL 34972
4 bd · 2.5 ba · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18773 NW 278th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18773 NW 278th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
18773 NW 278th Street FAQs
What would the monthly payment be for 18773 NW 278th Street, Okeechobee FL 34972?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18773 NW 278th Street, Okeechobee FL 34972?+
The most recent tax bill on record (2025) was $417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $38,900, this home is listed about 86% below the Okeechobee median of $275,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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