Steeve Cadeau
$969,000$1,197,3334 bd5.5 ba4,898 sqft$198 /sqft$6,442 /mo all-in ↓

3360 SE Golf Trail, Stuart FL 34997, STUART, FL, 34997

Active259 days on marketListed Nov 18, 2025MLS #R11141527

Reduced $228KPrivate poolSingle Family ResidenceYACHT & COUNTRY CLUB OF ST,Yacht & Country Club

About this home

3360 SE Golf Trail, Stuart FL 34997

Priced to Sell! Enjoy golf course living at its best in this spacious two-story home set on the 16th Fairway in the sought-after Yacht & Country Club of Stuart. With 4,898 Square Feet under air and 5,424 Total Square Feet, this well-maintained residence offers four bedrooms, five full baths, and one half bath, with plenty of room to live, entertain, and unwind. The main-level primary suite is designed for comfort and privacy, featuring generous closet space, separate his-and-her bathrooms, and direct access to a private office. The home has Hurricane rated impact windows, Accordion shutters, and Security System too for your safety and protection. The Living Room sliders open to an enclosed patio, creating an easy indoor-outdoor flow—perfect for enjoying peaceful golf views. Landmark Estate on the 16th Fairway — Yacht & Country Club of Stuart Nearly 5,000 square feet under air at $204 per foot — a price point that's increasingly rare for a four-bedroom estate home of this size on a premier Stuart golf course lot. Set directly on the 16th fairway in the Yacht & Country Club of Stuart, this two-story residence offers four bedrooms, five full baths, and a half bath across 4,898 square feet of thoughtfully designed living space — with 5,424 total square feet under roof. The lot itself is one of the most distinctive in the community, with a private pool, mature landscaping, and unobstructed golf course views that anchor the entire backyard. A primary suite built for two. The main-level primary suite is designed around the way couples actually live — separate his-and-her bathrooms, generous walk-in closet space, and direct private access to a dedicated home office. It's a layout that works equally well for dual-professional households, retirees who value their own space, or anyone who's tired of compromising on one shared vanity. The great room delivers the wow moment. Vaulted ceilings with exposed wood beams, matching Casablanca ceiling fans, and an expansive wall of hurricane-impact windows and sliders open directly to the pool deck — creating the kind of indoor-outdoor flow that defines Florida living at its best. The Living Room sliders extend that experience to an enclosed sunroom, with private pool setting and on the Golf course. Built for Florida — and built to last. Hurricane-rated impact windows throughout, accordion storm shutters, and a monitored security system mean the home is ready for the season the moment you arrive. No retrofit projects, no insurance friction. The upstairs is its own retreat. Two spacious en-suite bedrooms with double vanities and ample storage anchor the second floor, joined by a third private suite — complete with its own bathroom, walk-in closet, and sitting area — that functions beautifully as a guest wing, an in-law setup, or a teenager's private space. Entertaining is built in. A separate family room with a dedicated wine closet and bar area, a two-car garage, and the pool/patio configuration make this home one of the most genuine entertainers in Yacht & Country Club. Whether you're hosting a foursome after a round on 16, a holiday gathering, or a quiet evening with a glass of wine and a view of the fairway, the layout flexes to match. Yacht & Country Club of Stuart — and what it actually means. YCC is one of Stuart's most established private golf communities, with a member-owned course, dining, tennis, and yacht facilities on the St. Lucie River. For golfers, it's a serious club with a serious course. For everyone else, it's a tight, social, member-driven community with the kind of long-tenured neighbors that newer developments simply can't manufacture. The bottom line. For a buyer looking at $1.2M-$1.6M renovated homes nearby with smaller footprints, this is a meaningful opportunity — more space, a better lot, the same community, and room to put your own finishes into a home that's been genuinely well cared for over the years.

Facts & features

The home at a glance

4

Bedrooms

5.5

Bathrooms

4,898

Sqft

0.29 ac

Lot size

2

Garage

1976

Year built

2

Levels

$198

Per sqft

Private poolGarden & Golf Course & Pool viewPets allowed

Inside

FlooringCarpet · Ceramic Floor · Parquet
AppliancesElectric Water Heater · Dishwasher · Disposal · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorBar · Built-in Features · Cooking Island · Entrance Foyer · French Doors · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Family Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofTile · Concrete · Tile Roof
ViewGarden · Golf Course · Pool
FacesNorth
Parking2 Or More Spaces · Parking Garage
ExteriorEast Of Us1 · On Golf Course · Balcony

Community & fees

HOA fee$326/mo
Taxes (2025)$4,368/yr
PetsYes
CommunityExercise Room · Golf Course Community · Mandatory Hoa · Other Membership Available · Security Patrol

Utilities & systems

UtilitiesSeptic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,442 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,229
PMI (est., until 20% equity)$363
Property tax — 2025 actual bill$364
HOA fee — from the listing$326
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $96,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $96,900
Interest rate6.00%
Loan term

Estimated payment

$6,442/mo

Principal & interest$5,229
PMI (est., until 20% equity)$363
Property taxes (actual bill)$364
HOA / condo fee$326
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Stuart actives

$198 vs $266

Days on market

259 vs 67 typical

Where $198/sqft sits among the 400 Stuart actives

211 · this home
115
34
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Yacht Country Club Of Stuart

Map of 3360 SE Golf Trail, Stuart FL 34997 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Yacht Country Club Of Stuart — neighborhood snapshot

Population

1,116

Median age

70

Median income

$82,555

Median home value

$357,700

Avg household

2

For the school run

Martin County School District

ElementaryPort Salerno Elementary School★★★★
HighMartin County High School★★★★★
MiddleDr. David L. Anderson Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$640K$446K

Stuart median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

42 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 149% above the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $969,000 $228K
Nov 18, 2025Listed at $1,197,333 · 259 days on market since
1976Built · YACHT & COUNTRY CLUB OF ST,Yacht & Country Club

Reality check

What actually sold near 3360 SE Golf Trail

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3984 SE Fairway E, Stuart FL 34997Sold · Apr ’26

$1,425,000

3984 SE Fairway E, Stuart FL 34997 · same community

4 bd · 3.5 ba · 3,200 sqft · $445/sqft · 16 DOM

3763 SE Fairway E, Stuart FL 34997Sold · Mar ’26

$1,250,000

3763 SE Fairway E, Stuart FL 34997 · same community

3 bd · 2.5 ba · 2,805 sqft · $446/sqft · 169 DOM

3411 SE Fairway W, Stuart FL 34997Sold · Sep ’25

$567,300

3411 SE Fairway W, Stuart FL 34997 · same community

3 bd · 2 ba · 1,907 sqft · $297/sqft · 243 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3360 SE Golf Trail — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3360 SE Golf Trail — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Goes straight to Steeve’s phone and CRM.

Straight answers

3360 SE Golf Trail FAQs

What would the monthly payment be for 3360 SE Golf Trail, Stuart FL 34997?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,442/mo — principal and interest, the actual property-tax bill, the $326/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3360 SE Golf Trail, Stuart FL 34997?+

The association fee works out to $326 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3360 SE Golf Trail, Stuart FL 34997?+

The most recent tax bill on record (2025) was $4,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3360 SE Golf Trail, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $969,000, this home is listed about 126% above the Stuart median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3360 SE Golf Trail, Stuart FL 34997?+

Port Salerno Elementary School (elementary), Martin County High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$969,000 runs 149% above the STUART 34997 median — but at 4,898 sqft it's also nearly 3 times the size of the typical Stuart listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

259 days on market against a Stuart median of 67 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,197,333, now $969,000 — a $228K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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