, VERO BEACH, FL, 32968
Active377 days on marketListed Jul 8, 2025MLS #R11105653
About this home
Step into a stunning living room with soaring 20-ft ceilings and an open, airy feel. This modern 4-bed, 3-bath home offers nearly 3,000 sq ft in a sought-after community with low HOA fees. Features include a first-floor suite, gourmet kitchen with granite counters and white cabinetry, tile floors, custom staircase, and accordion shutters. The spacious primary suite includes a Roman tub. Out back, enjoy a large fenced yard with room for a pool and sweeping lake views. Rm Sz Approx and Sub to Err
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,893
Sqft
0.18 ac
Lot size
2
Garage
2017
Year built
2
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,030 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,030/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
$/sqft vs MILLSTONE LANDING PD PHASE
$176 vs $223
Days on market
377 vs 30 typical
Where $176/sqft sits among the 7 homes for sale in MILLSTONE LANDING PD PHASE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Millstone Landing
Get to know Vero Beach. See the full Vero Beach guide →
Millstone Landing — neighborhood snapshot
Population
1,253
Median age
44
Median income
$101,827
Median home value
$290,800
Avg household
2
Households w/ children
104
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
1 of 7
MILLSTONE LANDING PD PHASE have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the VERO BEACH 32968 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$460,000
Nearby listing · same community
4 bd · 3 ba · 2,906 sqft · $158/sqft · 99 DOM
Sold · Nov ’25$625,000
Nearby listing · same community
3 bd · 3 ba · 2,522 sqft · $248/sqft · 1 DOM
Sold · Dec ’25$565,000
1778 Belmont Circle SW, Vero Beach FL 32968 · same community
3 bd · 2 ba · 2,408 sqft · $235/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,030/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2024) was $6,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $510,000, this home is listed about 52% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Oslo Middle School (middle), Citrus Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VERO BEACH 32968 market on paper
$510,000 is 7% below the VERO BEACH 32968 median of $550,000, and at $176/sqft it sits under the Vero Beach average of $313.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
377 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $550,000, now $510,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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