1104 NW 12th Terrace, Stuart FL 34994, STUART, FL, 34994
Active415 days on marketListed Jun 13, 2025MLS #R11099331
About this home
1104 NW 12th Terrace, Stuart FL 34994
TURNKEY ANNUAL RENTAL w/ PRIVATE POOL! Stunning peaceful three bedroom home with huge screened patio and amazing pool located close to Stuart downtown, Jensen Beach, and the beaches. 3 bedroom, 3 bath with open layout, covered screen pool patio area and fenced backyard providing privacy and pet friendly. Extra room used as a home office. Impact windows throughout the house. Tastefully furnished, w King size bed and 2 Queens. House available furnished or unfurnished.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,650
Sqft
1
Garage
1976
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$3 vs $266
Days on market
415 vs 94 typical
Where $3/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Lake Park
Get to know Stuart. See the full Stuart guide →
Palm Lake Park — neighborhood snapshot
Population
374
Median age
64
Median income
$54,639
Median home value
$186,800
Avg household
2
Households w/ children
17%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 1104 NW 12th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$330,000
1121 NW 15th Terrace, Stuart FL 34994 · same community
3 bd · 3 ba · 1,330 sqft · $248/sqft · 160 DOM
Sold · Nov ’25$355,000
1026 NW 16th Street, Stuart FL 34994 · same community
2 bd · 2 ba · 1,325 sqft · $268/sqft · 3 DOM
Sold · Oct ’25$449,250
1582 NW Palm Lake Dr, Stuart FL 34994 · same community
4 bd · 2 ba · 2,100 sqft · $214/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1104 NW 12th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1104 NW 12th Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1104 NW 12th Terrace FAQs
What would the monthly payment be for 1104 NW 12th Terrace, Stuart FL 34994?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1104 NW 12th Terrace, Stuart FL 34994?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $4,900, this home is listed about 98% below the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1104 NW 12th Terrace, Stuart FL 34994?+
Felix A Williams Elementary School (elementary), Jensen Beach High School (high), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the STUART 34994 market on paper
$4,900 is 97% below the STUART 34994 median of $179,900, and at $3/sqft it sits under the Stuart average of $375.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
415 days on market against a Stuart median of 94 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Felix A Williams Elementary School, Jensen Beach High School, Stuart Middle School — Felix A Williams Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $5,500, now $4,900 — a $600 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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