Steeve Cadeau
$195,000$263,000≈$1,656 /mo all-in ↓

HARBOUR DRIVE DR. #13 E PALMAS DEL MAR, HUMACAO, PR, 00791

Active13 days on marketListed Jul 30, 2026MLS #PR9123092

✦ Priced 61% below the HUMACAO 00791 median✦ Reduced $68K

About this home

HARBOUR DRIVE DR. #13 E PALMAS DEL MAR

Build your house and have access and view to the Marine Area in Palmas del Mar, 584 square meters and has a premium location in Harbor Drive. Near La Pescadería Rest. in Palmas del Mar, Humacao. The community offers resort amenities like restaurants, beaches, stores, golf courses, the largest tennis center in the Caribbean, and more. Great Location, a 45-minute drive to San Juan and El Yunque Rainforest, close to the Bioluminescent Bay in Fajardo, and The Ferry to go to the islands of Vieques and Culebra.

Facts & features

The home at a glance

0.14 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$83/mo

Utilities & systems

UtilitiesPublic
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$1,656 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Est. property taxes (1.1%/yr)$179
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $6,825
Interest rate6.00%
Loan term

Estimated payment

$1,656/mo

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Est. property taxes$179
HOA / condo fee$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside HUMACAO 00791

Map of HARBOUR DRIVE DR. #13 E PALMAS DEL MAR

The numbers that matter

The HUMACAO 00791 market

This home is listed 61% below the HUMACAO 00791 median.

Paper trail

This home's history

CurrentPrice reduced to $195,000 ▼ $68K
Jul 30, 2026Listed at $263,000 · 13 days on market since

Reality check

What actually sold near HARBOUR DRIVE DR. #13 E PALMAS DEL MAR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5Sold · May ’26

$425,000

C5 LAS VILLAS EN PALMAS II, HARBOUR DR. UNIT C5

3 bd · 3 ba · 0 sqft · 169 DOM

180 PALMAS DRIVE UNIT 52-03Sold · May ’26

$425,000

180 PALMAS DRIVE UNIT 52-03

3 bd · 2.5 ba · 0 sqft · 45 DOM

220 PALMANOVA PLAZA UNIT 220Sold · Feb ’26

$230,000

220 PALMANOVA PLAZA UNIT 220

1 bd · 1 ba · 454 sqft · $507/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about HARBOUR DRIVE DR. #13 E PALMAS DEL MAR — start here.

CallText
steeve.cadeau@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for HARBOUR DRIVE DR. #13 E PALMAS DEL MAR — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

HARBOUR DRIVE DR. #13 E PALMAS DEL MAR FAQs

What would the monthly payment be for HARBOUR DRIVE DR. #13 E PALMAS DEL MAR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,656/mo — principal and interest, estimated property taxes, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at HARBOUR DRIVE DR. #13 E PALMAS DEL MAR?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

How does the price compare to other homes in HUMACAO 00791?+

At $195,000, this home is listed about 61% below the HUMACAO 00791 median of $495,000. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of REALTY CITY GROUP · Vanessa Rivera Flores. MLS #PR9123092.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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