1612 PINE MARSH LOOP, ST CLOUD, FL, 34771
Active8 days on marketListed Jul 11, 2026MLS #P4939289
About this home
1612 PINE MARSH LOOP
Welcome to 1612 Pine Marsh Loop, where comfort, space, and convenience come together in one exceptional home. Offering over 3,100 square feet of thoughtfully designed living space, this spacious two-story residence features 5 bedrooms, 3.5 bathrooms, and a flexible floor plan ideal for growing families, multigenerational living, or those who simply love to entertain. The heart of the home is the open-concept kitchen, complete with abundant cabinetry, generous counter space, a large island, and a seamless flow into the family room, creating the perfect setting for everyday living and memorable gatherings. A first-floor primary bedroom and full bath with a garden tub and walk in tiled shower provides privacy and flexibility. Upstairs, you’ll find four additional bedrooms all with walk in closets, well-appointed bathrooms, and a versatile loft offer endless possibilities for a media room, playroom, fitness space, or second living area. Step outside to the covered lanai and fenced backyard with mature trees, offering plenty of room to relax, entertain, or personalize your own outdoor retreat. Ideally located in one of St. Cloud’s most desirable communities, you’ll enjoy convenient access to Lake Nona Medical City, Orlando International Airport, SR 417, SR 528, major employers, shopping, dining, entertainment, and highly rated schools. Whether commuting, working from home, or enjoying Central Florida’s many attractions, this location provides exceptional convenience. With generous living spaces, functional design, and an unbeatable location, this move-in-ready home offers the perfect opportunity to enjoy the Florida lifestyle you’ve been searching for. Schedule your private showing today and discover everything 1612 Pine Marsh Loop has to offer!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,164
Sqft
0.14 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,589 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,589/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs St Cloud actives
$164 vs $221
Days on market
8 vs 33 typical
Where $164/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1612 PINE MARSH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$470,000
1493 PINE MARSH LOOP · same community
4 bd · 3 ba · 2,762 sqft · $170/sqft · 18 DOM
Sold · Jan ’26$529,999
47 POLERMO AVENUE
5 bd · 4.5 ba · 3,137 sqft · $169/sqft · 81 DOM
Sold · Jun ’26$460,000
5555 TOULOUSE LANE
4 bd · 3 ba · 2,748 sqft · $167/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1612 PINE MARSH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1612 PINE MARSH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1612 PINE MARSH LOOP FAQs
What would the monthly payment be for 1612 PINE MARSH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,589/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1612 PINE MARSH LOOP?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1612 PINE MARSH LOOP?+
The most recent tax bill on record (2025) was $713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1612 PINE MARSH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $519,900, this home is listed about 22% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1612 PINE MARSH LOOP?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW BUILD SERVICES · Kim Howard. MLS #P4939289.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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