4 ENCLAVE DRIVE, WINTER HAVEN, FL, 33884
Active6 days on marketListed Jul 14, 2026MLS #P4939268
About this home
4 ENCLAVE DRIVE
THIS HOUSE QUALIFIES FOR $0 DOWN!!! Welcome to 4 Enclaves Dr., Winter Haven, FL—an exceptional opportunity to own a beautifully maintained home in one of Winter Haven's desirable gated golf course communities. Perfectly situated on a corner lot at the end of a quiet cul-de-sac, this immaculate residence offers privacy with a private entrance, curb appeal, and a peaceful setting. HOA covers all outside maintenance, including the roof. From the moment you arrive, you'll appreciate the home's pristine condition and inviting exterior, complete with a 2-car garage and spacious yard. Inside, the home has been meticulously cared for, making it truly move-in ready. Unwind year-round on the screened-in porch, the perfect place to enjoy your morning coffee, entertain guests, or relax while taking in the Florida breeze. Beyond the home, you'll enjoy the lifestyle that makes Winter Haven so desirable. The community offers the security and exclusivity of gated living along with the beauty of a golf course setting. Just minutes away, you'll find LEGOLAND® Florida Resort, the charming shops and restaurants of Downtown Winter Haven, the area's famous Chain of Lakes for boating, fishing, and waterfront recreation, as well as nearby Bok Tower Gardens and an easy drive to both Orlando and Tampa for world-class entertainment, shopping, and airports. Strategically located by US27. If you've been searching for a home that combines an outstanding location, immaculate condition, and an exceptional Florida lifestyle, 4 Enclaves Dr. is ready to welcome you home. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,526
Sqft
0.05 ac
Lot size
2
Garage
1995
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,223 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,223/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$162 vs $171
Days on market
6 vs 42 typical
Where $162/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
207 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 ENCLAVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$153,000
6502 OAK HAMMOCK LANE
2 bd · 2 ba · 1,512 sqft · $101/sqft · 192 DOM
Sold · Dec ’25$314,900
234 COLEMAN DRIVE E
3 bd · 2 ba · 1,500 sqft · $210/sqft · 5 DOM
Sold · Oct ’25$185,000
6509 OAK HAMMOCK COURT
3 bd · 2 ba · 1,575 sqft · $117/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4 ENCLAVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 ENCLAVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4 ENCLAVE DRIVE FAQs
What would the monthly payment be for 4 ENCLAVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,223/mo — principal and interest, the actual property-tax bill, the $435/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4 ENCLAVE DRIVE?+
The association fee works out to $435 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4 ENCLAVE DRIVE?+
The most recent tax bill on record (2025) was $739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 ENCLAVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $247,500, this home is listed about 13% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4 ENCLAVE DRIVE?+
Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Malak Hassani Benbachir. MLS #P4939268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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