Steeve Cadeau
$414,9004 bd3.5 ba3,091 sqft$134 /sqft$3,120 /mo all-in ↓

1358 WINDWARD OAKS LOOP, AUBURNDALE, FL, 33823

Active26 days on marketListed Jun 25, 2026MLS #P4939144

Single Family ResidenceBERKLEY RESERVE REP

About this home

1358 WINDWARD OAKS LOOP

Beautiful 4 bedroom, 3 1/2 baths with over 3,000 sq ft living area in the lovely community of Berkley Reserve! You will love this home from the moment you step through the spacious entryway. Perfect for entertaining, the open floor plan features a huge kitchen, open dining room, large family room, formal living room, oversized laundry room, and upstairs bonus room. The upgraded kitchen features wood cabinets with crown moulding, granite counters, stainless steel appliances, closet pantry, butler's pantry, breakfast bar with counter seating, and large dining space adjacent. Family room is spacious and features sliding doors to the screened patio. Downstairs there is also a half bath for your guests. Your spacious primary bedroom suite is downstairs and features a huge walk in closet and glamour bathroom with a garden soaking tub, shower, two vanities with ample storage, and water closet. The upstairs rec room is so large it could be used as an upstairs media room or playroom.  The upstairs also features 3 bedrooms with walk in closets, and two full baths.  Enjoy Florida living by stepping out the back door into your private fenced backyard with No side neighbors. The house sits on a corner with an extra large side area that was designated as a community park, but not developed. Such a lovely home at a great price! Priced to Sell Quickly! Call today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,091

Sqft

0.21 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$134

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

HOA fee$40/mo
Taxes (2025)$3,534/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,120 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$294
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,522Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,522
Interest rate6.00%
Loan term

Estimated payment

$3,120/mo

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$294
HOA / condo fee$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$387KedgeAI estimate $479,169 · range $403K$565K$587K

vs edgeAI estimate

−13.4%

$/sqft vs Auburndale actives

$134 vs $189

Days on market

26 vs 50 typical

Where $134/sqft sits among the 228 Auburndale actives

32 · this home
62
75
31
9
19
$122–153$153–184$184–215$215–246$246–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Auburndale

Map of 1358 WINDWARD OAKS LOOP

Get to know Auburndale. See the full Auburndale guide →

AUBURNDALE 33823 — neighborhood snapshot

Population

39,146

Median age

40.8

Median income

$64,248

Median home value

$234,300

Avg household

2.89

Households w/ children

4,326

For the school run

Polk County School District

ElementaryAuburndale Central Elementary School★★★★
MiddleJere L. Stambaugh Middle★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$316K$335K

Auburndale median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

114 of 228

Auburndale actives have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $414,900 · 26 days on market since
2015Built · BERKLEY RESERVE REP

Reality check

What actually sold near 1358 WINDWARD OAKS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1510 SHOREWOOD DRIVESold · Feb ’26

$400,000

1510 SHOREWOOD DRIVE · same community

4 bd · 3.5 ba · 3,018 sqft · $133/sqft · 218 DOM

1456 SHOREWOOD DRIVESold · Mar ’26

$475,000

1456 SHOREWOOD DRIVE · same community

6 bd · 4.5 ba · 3,976 sqft · $119/sqft · 90 DOM

1553 SHOREWOOD DRIVESold · Jan ’26

$253,600

1553 SHOREWOOD DRIVE · same community

4 bd · 2 ba · 1,848 sqft · $137/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1358 WINDWARD OAKS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1358 WINDWARD OAKS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1358 WINDWARD OAKS LOOP FAQs

What would the monthly payment be for 1358 WINDWARD OAKS LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,120/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1358 WINDWARD OAKS LOOP?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1358 WINDWARD OAKS LOOP?+

The most recent tax bill on record (2025) was $3,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1358 WINDWARD OAKS LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $414,900, this home is listed about 17% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1358 WINDWARD OAKS LOOP?+

Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ALLSTATE REALTY SERVICES · Dwight Head. MLS #P4939144.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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