Steeve Cadeau

POLLARD ROAD, WINTER HAVEN, FL, 33884

Active1231 days on marketListed Mar 7, 2023MLS #P4924846

About this home

POLLARD ROAD

This property is located on Pollard Road, which has just been repaved. With the new easement, acquired by the City of Winter Haven, street lights have been added and also City water and City sewer is available. And best of all there is NO HOA. This property is in a rural setting, with the occasional train passing by, yet, less than 5 miles from Publix or the local theme park. Currently, this property is in the county of Polk, but surrounded by the City of Winter Haven. This property was once a grove and as indicated by the FEMA flood plane map is high and dry with good drainage.

Facts & features

The home at a glance

4.27 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2022)$713/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,352 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2022 actual bill$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,352/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Haven

Map of POLLARD ROAD

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Mar 7, 2023Listed at $495,000 · 1231 days on market since

Reality check

What actually sold near POLLARD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3651 RIFLE RANGE ROADSold · Aug ’25

$130,000

3651 RIFLE RANGE ROAD

2 bd · 1 ba · 912 sqft · $143/sqft · 44 DOM

104 CAVALIER ROADSold · May ’26

$165,000

104 CAVALIER ROAD

3 bd · 1 ba · 1,384 sqft · $119/sqft · 12 DOM

4102 GIORGIO DRIVESold · Aug ’25

$259,000

4102 GIORGIO DRIVE

3 bd · 2 ba · 1,504 sqft · $172/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about POLLARD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for POLLARD ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

POLLARD ROAD FAQs

What would the monthly payment be for POLLARD ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,352/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on POLLARD ROAD?+

The most recent tax bill on record (2022) was $713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $495,000, this home is listed about 74% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to POLLARD ROAD?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 MYERS REALTY · Jim Campbell. MLS #P4924846.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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