3218 S ROSE AVENUE, INVERNESS, FL, 34450
Active1 days on marketListed Aug 5, 2026MLS #OM729796
About this home
3218 S ROSE AVENUE
See Realtor Remarks: Move right into this beautifully updated pool home! From the moment you step inside, you'll appreciate the clean, fresh, bright, and airy feel, complemented by an open-concept floor plan, spacious living areas, and luxury vinyl flooring throughout. The beautifully renovated kitchen is the heart of the home, featuring quality wood cabinetry, abundant storage, granite countertops, stainless steel appliances, and a stunning center island topped with a custom wood slab countertop. The spacious primary suite offers a walk-in closet and an updated en-suite bathroom with a walk-in shower. Both the primary bedroom and one of the guest bedrooms provide direct access to the screened pool and patio, creating the perfect indoor-outdoor living experience. The guest bedrooms are generously sized, and the additional bathrooms have been tastefully updated. An indoor laundry room adds even more convenience. Step outside to your own private oasis, complete with a covered patio, beautiful travertine pool deck, and a newly pavered fire pit area that's perfect for relaxing or entertaining. The fully fenced backyard provides exceptional privacy and includes a brand-new storage shed with a lean-to, along with an impressive 20' x 24' workshop featuring a concrete slab floor—ideal for hobbies, projects, storage, or a home workshop. Situated on a spacious half-acre lot in a charming neighborhood filled with character, this exceptional property offers the perfect combination of comfort, style, and functionality- with NO HOA and NO deed restrictions, giving you the freedom to truly enjoy your property. Schedule your private showing today, and be sure to ask for the complete list of recent improvements and upgrades! Close
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,721
Sqft
0.5 ac
Lot size
2
Garage
1986
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,101 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,101/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.5%
$/sqft vs Inverness actives
$247 vs $179
Days on market
1 vs 36 typical
Where $247/sqft sits among the 187 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
92 of 187
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3218 S ROSE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$329,000
3211 S ROSE AVENUE · same community
3 bd · 2 ba · 1,593 sqft · $207/sqft · 4 DOM
Sold · Jul ’26$296,500
9923 E SAINT REGIS COURT
3 bd · 3 ba · 1,710 sqft · $173/sqft · 68 DOM
Sold · Jul ’26$305,000
3371 S WINDING PATH
3 bd · 2 ba · 1,635 sqft · $187/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3218 S ROSE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3218 S ROSE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3218 S ROSE AVENUE FAQs
What would the monthly payment be for 3218 S ROSE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3218 S ROSE AVENUE?+
The most recent tax bill on record (2025) was $3,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $425,000, this home is listed about 66% above the Inverness median of $256,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3218 S ROSE AVENUE?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 136% above the INVERNESS 34450 median — but at 1,721 sqft it's also 22% larger than the typical Inverness listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Inverness market that averages 36 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM729796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 3218 S ROSE AVENUE but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →