12220 SE 172ND LANE, SUMMERFIELD, FL, 34491
Active12 days on marketListed Jul 23, 2026MLS #OM729079
About this home
12220 SE 172ND LANE
Welcome to 12220 SE 172nd Lane, Summerfield, FL – Located in the Desirable Stonecrest Golf Community! Experience the perfect blend of comfort and convenience in this beautifully maintained home located in the highly sought-after Stonecrest golf community. This home features a brand-new roof (July 2026), a new A/C system (2025), a 5-year-old water heater, and updated flooring and carpet (2021). For added comfort, energy efficiency, and privacy, all windows are equipped with solar window film, helping reduce heat while protecting your interior from the Florida sun. With these major updates already completed, you can move in with confidence and simply start enjoying the Florida lifestyle. Inside, you'll find a bright, welcoming floor plan with spacious living areas, abundant natural light, and an easy flow that's perfect for both everyday living and entertaining. The kitchen offers ample cabinet and counter space, while the adjoining dining and living areas create an inviting atmosphere for gathering with family and friends. Step outside and enjoy your private outdoor space, perfect for relaxing with your morning coffee or unwinding after a day of golf, swimming, or exploring the community. Living in Stonecrest means enjoying an exceptional array of amenities, including a beautiful golf course, three outdoor swimming pools, one indoor pool, and an active lifestyle with countless opportunities to socialize, stay fit, and enjoy everything this premier community has to offer. Conveniently located just minutes from The Villages, shopping, dining, medical facilities, and entertainment; this home offers the perfect combination of low-maintenance living and everyday convenience. Whether you're looking for a full-time residence or a seasonal retreat, this move-in-ready home is ready to welcome you. Schedule your private showing today and discover why Stonecrest is one of Central Florida's most desirable active adult communities! Feature Highlights: Brand-New Roof (July 2026) - New A/C (2025) - Water Heater (Approx. 5 Years Old) - Flooring & Carpet Updated in 2021 - Solar Window Film on All Windows for Energy Efficiency & Privacy - Located in the Stonecrest Golf Community - 3 Outdoor Pools + 1 Indoor Pool - Minutes to The Villages, Shopping, Dining & Medical Facilities
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,330
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Summerfield actives
$207 vs $189
Days on market
12 vs 52 typical
Where $207/sqft sits among the 346 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonecrest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
Stonecrest — neighborhood snapshot
Population
3,009
Median age
73
Median income
$67,343
Median home value
$315,365
Avg household
2
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
169 of 346
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12220 SE 172ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$280,000
12125 SE 175TH STREET · same community
3 bd · 2 ba · 1,695 sqft · $165/sqft · 53 DOM
Sold · Feb ’26$485,000
12115 SE 175TH LOOP · same community
3 bd · 3 ba · 2,074 sqft · $234/sqft · 101 DOM
Sold · Nov ’25$155,000
1606 MYRTLE BEACH DRIVE
2 bd · 2 ba · 1,332 sqft · $116/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12220 SE 172ND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12220 SE 172ND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12220 SE 172ND LANE FAQs
What would the monthly payment be for 12220 SE 172ND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,218/mo — principal and interest, the actual property-tax bill, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12220 SE 172ND LANE?+
The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12220 SE 172ND LANE?+
The most recent tax bill on record (2025) was $2,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12220 SE 172ND LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $274,999, this home is listed about 5% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12220 SE 172ND LANE?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cristine Kelty. MLS #OM729079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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