
12805 SW 64TH LANE, OCALA, FL, 34481
Active10 days on marketListed Jul 23, 2026MLS #OM729013
About this home
12805 SW 64TH LANE
Now offered at $429,900, this thoughtfully updated 4-bedroom, 2-bath home with flexible living space is situated on a spacious 1.52-acre corner lot in Rolling Hills with NO HOA. The bright, open interior features porcelain tile throughout the main living areas, cathedral ceilings, a desirable split-bedroom floor plan, formal dining room, and a versatile flex room ideal for a home office, sitting room, playroom, or hobby space. The kitchen includes stainless steel appliances, solid wood cabinetry, and a breakfast nook overlooking the main living area. Privately positioned behind the kitchen, the generous primary suite offers a walk-in closet and direct access to the covered lanai. Outdoor features add exceptional value, including a 24-foot above-ground pool, private fencing, a 30x40 detached workshop with two separate rooms and its own driveway, a 20x40 RV carport, attached 2-car garage, and additional covered parking for vehicles, trailers, equipment, or recreational toys. Major improvements include a new roof installed in August 2025, HVAC replaced in 2023, and a new hot water tank installed in 2026. Well and septic help keep monthly ownership costs manageable. Conveniently located approximately 20 minutes from Rainbow Springs State Park and the World Equestrian Center, this property offers peaceful acreage living with easy access to shopping, recreation, and area amenities. Some listing photos have been virtually staged to help showcase the home’s potential. Schedule your private showing today and discover the space, versatility, and freedom this Rolling Hills property has to give.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,238
Sqft
1.52 ac
Lot size
2
Garage
2005
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,428 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,428/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$192 vs $184
Days on market
10 vs 43 typical
Where $192/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 12805 SW 64TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$410,000
12805 SW 64TH LANE · same community
4 bd · 2 ba · 2,238 sqft · $183/sqft · 84 DOM
Sold · Jun ’26$475,000
6191 SW 134TH TERRACE ROAD · same community
4 bd · 3 ba · 2,127 sqft · $223/sqft · 23 DOM
Sold · Jul ’26$499,000
TBD SW 125 CT ROAD · same community
3 bd · 2.5 ba · 2,355 sqft · $212/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12805 SW 64TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12805 SW 64TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12805 SW 64TH LANE FAQs
What would the monthly payment be for 12805 SW 64TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12805 SW 64TH LANE?+
The most recent tax bill on record (2025) was $6,563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12805 SW 64TH LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $429,900, this home is listed about 44% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12805 SW 64TH LANE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME PROFESSIONAL REALTY · Lori Conklin. MLS #OM729013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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