Steeve Cadeau
$545,8502 bd2 ba1,898 sqft$288 /sqft$4,177 /mo all-in ↓

5 HICKORY HEAD HAMMOCK, LADY LAKE, FL, 32159

Active1 days on marketListed Jul 24, 2026MLS #OM729006

Private poolSingle Family ResidenceHICKORY HILL HAMMOCK

About this home

5 HICKORY HEAD HAMMOCK

Set on just over an acre in one of the most exclusive, private, and gated neighborhoods in The Villages, this extraordinary home offers a truly one-of-a-kind opportunity. Located within the desirable Village of Hickory Head Hammock, it is one of the coveted "Inner Eight"—the original eight residences built for the Morse family, the visionaries behind the development of The Villages. While Hickory Head Hammock consists of only 33 residences and five guest cottages, the "Inner Eight" owners enjoy an unmatched level of exclusivity, including private access to a residents-only pool, scenic pond with walking paths, clubhouse featuring a gathering room, full kitchen, and guest apartment, as well as exclusive use of the tennis and pickleball courts. The community also features a private keyed gate and paved path across Hacienda Hills Golf Course, providing convenient access to the extensive network of golf cart and walking paths throughout The Villages. Surrounded by mature landscaping, oversized homesites, and picturesque views, this beautifully remodeled home combines timeless character with modern luxury. Recent updates include rich hardwood flooring, fresh interior paint, a stunning new kitchen with custom cabinetry, granite countertops, designer backsplash, and new appliances. The bathrooms have been completely renovated with new cabinetry, granite countertops, and tile finishes. Additional improvements include a redesigned sunroom, new decking, coffee and wine bar and numerous other upgrades throughout. Abundant windows fill the home with natural light while showcasing peaceful views of the lush landscaping, walking paths, private amenities, pool, and clubhouse. Ideally located just minutes from championship golf courses, recreation centers, shopping, dining, and live entertainment, this exceptional property offers the perfect blend of privacy, luxury, and convenience. Whether you're searching for a full-time residence or a seasonal retreat, this is a rare opportunity to own one of the most distinctive homes in all of The Villages. Properties like this seldom become available. Schedule your private showing today and experience one of The Villages' most exclusive addresses.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,898

Sqft

1.02 ac

Lot size

1986

Year built

One

Levels

$288

Per sqft

Private poolPool & Trees/Woods & Water view55+ communityPets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorOpen Floorplan · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
ViewPool · Trees/Woods · Water
FacesSoutheast
ExteriorStorage

Community & fees

HOA fee$208/mo
Taxes (2025)$4,254/yr
PetsYes
CommunityClubhouse · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,213
FHA mortgage insurance (est.)$241
Property tax — 2025 actual bill$355
HOA fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,105Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,105
Interest rate6.00%
Loan term

Estimated payment

$4,177/mo

Principal & interest$3,213
FHA mortgage insurance (est.)$241
Property taxes (actual bill)$355
HOA / condo fee$208
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lady Lake

Map of 5 HICKORY HEAD HAMMOCK

Drive times from this address

Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$306K$305K

Lady Lake median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $545,850 · 1 days on market since
1986Built · HICKORY HILL HAMMOCK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5 HICKORY HEAD HAMMOCK — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5 HICKORY HEAD HAMMOCK — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5 HICKORY HEAD HAMMOCK FAQs

What would the monthly payment be for 5 HICKORY HEAD HAMMOCK?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,177/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5 HICKORY HEAD HAMMOCK?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5 HICKORY HEAD HAMMOCK?+

The most recent tax bill on record (2025) was $4,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5 HICKORY HEAD HAMMOCK?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $545,850, this home is listed about 68% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5 HICKORY HEAD HAMMOCK?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$545,850 runs 72% above the LADY LAKE 32159 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Lady Lake market that averages 50 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Dora Campbell. MLS #OM729006.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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