Steeve Cadeau
$358,9004 bd3 ba1,990 sqft$180 /sqft$2,466 /mo all-in ↓

13698 SW 43RD CIRCLE, OCALA, FL, 34473

Active1 days on marketListed Jul 22, 2026MLS #OM729000

New constructionSingle Family ResidenceMARION OAKS

About this home

13698 SW 43RD CIRCLE

Virtually Staged. Under Construction. Virtually Staged. Pre-Construction. To be built. Under Construction – The Sugarloaf. Please visit our model at 604 Marion Oaks Lane for more information. This 4-bedroom, 3-bath home— with a 3-car garage—features a wide-open, light-filled floor plan enhanced by soaring vaulted ceilings. A welcoming covered entry and spacious covered lanai extend the living area outdoors, ideal for enjoying Florida’s warm breezes. Summit Homes Florida includes the features today’s buyers expect: luxury vinyl plank and ceramic tile flooring throughout, 8-foot doors, 5¼-inch baseboards, a landscaped yard with irrigation, an interior laundry room, and a garage door opener. The kitchen is a cook’s dream, offering solid-surface counters with a tile backsplash, custom cabinetry with 42-inch uppers and soft-close doors and drawers, stainless-steel appliances, and a generous pantry. The large primary suite provides a true retreat with a ceramic-tiled shower, dual sinks, a private commode room, and dual walk-in closets for exceptional storage. Additional thoughtful features throughout the home showcase craftsmanship you can see and quality you can feel. This floorplan blends style, functionality, and lasting value—you won’t want to miss it.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,990

Sqft

0.23 ac

Lot size

3

Garage

2026

Year built

One

Levels

$180

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$413/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,466 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$34
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,562Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,562
Interest rate6.00%
Loan term

Estimated payment

$2,466/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$34
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $359K
$311KedgeAI estimate $329,759 · range $324K$346K$373K

vs edgeAI estimate

+8.8%

$/sqft vs MARION OAKS

$180 vs $180

Days on market

1 vs 43 typical

Where $180/sqft sits among the 53 homes for sale in MARION OAKS

6
8
8
17 · this home
9
5
$140–151$151–163$163–174$174–186$186–198$198+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 13698 SW 43RD CIRCLE

Drive times from this address

Downtown Orlando69 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

26 of 53

MARION OAKS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $358,900 · 1 days on market since
2026Built · MARION OAKS

Reality check

What actually sold near 13698 SW 43RD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

585 MARION OAKS PASSSold · Apr ’26

$325,000

585 MARION OAKS PASS · same community

4 bd · 2 ba · 1,924 sqft · $169/sqft · 69 DOM

16847 SW 47TH AVENUESold · Dec ’25

$290,000

16847 SW 47TH AVENUE · same community

4 bd · 2 ba · 1,876 sqft · $155/sqft · 377 DOM

766 MARION OAKS MANORSold · May ’26

$320,000

766 MARION OAKS MANOR · same community

4 bd · 2 ba · 1,850 sqft · $173/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13698 SW 43RD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13698 SW 43RD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

13698 SW 43RD CIRCLE FAQs

What would the monthly payment be for 13698 SW 43RD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,466/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13698 SW 43RD CIRCLE?+

The most recent tax bill on record (2025) was $413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $358,900, this home is listed about 20% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13698 SW 43RD CIRCLE?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW BUILD SERVICES · Nellie Elizondo. MLS #OM729000.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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