4985 SW 85TH STREET, OCALA, FL, 34476
Active3 days on marketListed Jul 21, 2026MLS #OM728868
About this home
4985 SW 85TH STREET
Welcome to this exceptional 10-acre equestrian estate in Southwest Ocala, just 15 minutes from the World Equestrian Center, offering the perfect blend of comfortable living, thoughtful amenities, and exceptional equestrian features in one beautiful setting. With new roofs installed on the main home, guest house, and barn in 2026, this meticulously maintained property is ready for its next owner. The 4-bedroom, 3.5-bath home features a 3-car garage, spacious living areas, a cozy fireplace, and a kitchen with modern appliances and a wine refrigerator. The expansive primary suite is a true retreat, complete with dual walk-in closets, a wet bar, multiple sitting areas, a private flex space ideal for a living room or gym, and a spacious utility room featuring abundant cabinetry, a center island for folding laundry, and scenic views overlooking the farm. An additional laundry room in the home provides added convenience. Step outside to your own backyard retreat featuring an open pool with a waterfall feature, a brick paver deck, a covered outdoor chef's kitchen with an Alfresco grill and separate EVO cooktop, and a fire pit perfect for hosting gatherings or simply relaxing while taking in the views of the property. The detached 2-bedroom, 1-bath guest house offers its own front porch, full kitchen, living room, and a separately fenced yard, making it ideal for guests, extended family, or farm help. Adding even more character to the property is a charming chapel nestled among the grounds. The property’s equestrian amenities include a center-aisle 3-stall barn with a climate-controlled tack room, office, and wash racks. The irrigated arena with sand footing offers a dedicated space for training and riding. Pole barns provide valuable versatility, including one with an additional stall and ample room for equipment and storage, while the remaining pole barns offer shade for horses in the pastures. This farm provides an opportunity to enjoy the space, privacy, and lifestyle that make country living so appealing.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,895
Sqft
10 ac
Lot size
3
Garage
2007
Year built
One
Levels
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,140 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,140/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$428 vs $181
Days on market
3 vs 43 typical
Where $428/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 623% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4985 SW 85TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$455,500
9553 SW 42ND AVENUE
4 bd · 3 ba · 3,000 sqft · $152/sqft · 83 DOM
Sold · Jan ’26$1,150,000
5178 SW 93RD LANE
4 bd · 3 ba · 2,823 sqft · $407/sqft · 266 DOM
Sold · May ’26$455,000
9563 SW 40TH TERRACE
4 bd · 3 ba · 2,673 sqft · $170/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4985 SW 85TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4985 SW 85TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4985 SW 85TH STREET FAQs
What would the monthly payment be for 4985 SW 85TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,140/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4985 SW 85TH STREET?+
The most recent tax bill on record (2025) was $10,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $2,095,000, this home is listed about 601% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4985 SW 85TH STREET?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,095,000 runs 623% above the OCALA 34476 median — but at 4,895 sqft it's also nearly 3 times the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Ocala market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of OCALA HORSE PROPERTIES, LLC · Matt Varney. MLS #OM728868.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 4985 SW 85TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →