Steeve Cadeau
$499,9994 bd2.5 ba2,768 sqft$181 /sqft$3,598 /mo all-in ↓

512 SE 9TH STREET, OCALA, FL, 34471

Active3 days on marketListed Jul 20, 2026MLS #OM728812

Single Family ResidenceMAGNOLIA PLACE

About this home

512 SE 9TH STREET

Come to this beautifully restored 4-bedroom, 2.5-bath, two-story home one block from Ocala's Historic District. Completely rebuilt in 2007 while preserving the charm and architectural character of the historic district., this home seamlessly blends timeless appeal with modern convenience. Inside, you'll find bamboo flooring throughout the first floor, luxury vinyl flooring upstairs, and ceramic tile in the kitchen and bathrooms. The spacious kitchen features granite countertops, stainless steel appliances, and plenty of cabinet space and large pantry. Granite countertops in all bathrooms throughout the home. High ceilings on the main level create an open, airy feel, while generously sized walk-in closets provide ample storage. Major updates include a newer roof and A/C system, smart home features such as a Nest thermostat, programmable front door lock, color-changing exterior floodlights, and smart smoke/carbon monoxide detectors. Outdoor exterior is impressive, with a welcoming front porch, rear porch, second-story balcony, and a paver patio complete with a barbecue area. Included is a detached storage building which offers a charming front porch and two interior lofts for exceptional storage or workshop space. Relax beside the tranquil pond with waterfall with convenient automatic settings connections. The lush, landscaped yard is designed for both beauty and privacy, featuring non-invasive clumping bamboo, mature fruit trees including peach, lemon, grapefruit, and blackberry, plus a wood privacy fence with a double-gate entrance. Located just minutes from Downtown Ocala, enjoy easy access to the popular farmers market, restaurants, shopping, entertainment, and community events. Highly rated elementary and middle schools are also just minutes away, making this exceptional property the perfect place to call home. Don't miss this forever home!!!!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,768

Sqft

0.21 ac

Lot size

2007

Year built

Two

Levels

$181

Per sqft

Inside

FlooringBamboo · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · PrimaryBedroom Upstairs · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionCement Siding
FoundationCrawlspace · Pillar/Post/Pier · Slab
FacesNorth
ParkingDriveway
ExteriorFrench Doors · Irrigation System · Lighting

Community & fees

Taxes (2025)$3,279/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,598 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$273
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,598/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$273
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$205KedgeAI estimate $489,624 · range $213K$669K$696K

vs edgeAI estimate

+2.1%

Days on market

3 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 512 SE 9TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★
MiddleOsceola Middle School★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $499,999 · 3 days on market since
2007Built · MAGNOLIA PLACE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 512 SE 9TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 512 SE 9TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

512 SE 9TH STREET FAQs

What would the monthly payment be for 512 SE 9TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,598/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 512 SE 9TH STREET?+

The most recent tax bill on record (2025) was $3,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $499,999, this home is listed about 67% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 512 SE 9TH STREET?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,999 runs 67% above the OCALA 34471 median — but at 2,768 sqft it's also 60% larger than the typical Ocala listing.

02Fresh on the market

Only 3 days on market in a Ocala market that averages 43 — if it fits, move quickly.

03Strong assigned schools

Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · Oscar Villaverde. MLS #OM728812.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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