1114 S URCHIN POINT, CRYSTAL RIVER, FL, 34429
Active6 days on marketListed Jul 17, 2026MLS #OM728697
About this home
1114 S URCHIN POINT
Nestled within the quiet coastal community of St. Martins Estuary Retreats, this 0.49-acre homesite offers a peaceful natural setting surrounded by the beauty of Florida’s Gulf Coast. Although not directly on the water, this property provides an inviting canvas for a future residence, vacation retreat, or nature-focused getaway. The property spans approximately 0.49 acres, giving you ample space to design a home that fits your lifestyle while still maintaining privacy and room for outdoor living. You'll appreciate having a generous footprint for a residence, detached structures, gardens, or recreational space. The land is zoned CLRMH, which allows for both single-family homes and manufactured homes, offering flexibility for a variety of building plans. The property is situated along a paved road & unpaved road, providing smooth access year-round. Irregular shape adds character and allows for creative site planning. Living near the Ozello coastline means having endless outdoor adventures at your doorstep. You can spend mornings kayaking through winding mangrove trails, paddleboarding on calm estuary waters, or fishing for redfish, snook, and trout in the surrounding flats. Boat ramps are just a few minutes away for your convenience. Don't miss out - call today!
Facts & features
The home at a glance
0.49 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$507 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$507/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1114 S URCHIN POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1114 S URCHIN POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1114 S URCHIN POINT FAQs
What would the monthly payment be for 1114 S URCHIN POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $507/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1114 S URCHIN POINT?+
The most recent tax bill on record (2025) was $373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $49,900, this home is listed about 85% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1114 S URCHIN POINT?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Bruce Brunk. MLS #OM728697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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