9256 SW 82ND TERRACE UNIT E, OCALA, FL, 34481
Active15 days on marketListed Jul 6, 2026MLS #OM727883
About this home
9256 SW 82ND TERRACE UNIT E
UPGRADES GALORE & COMPLETELY MOVE-IN READY! Welcome to this beautifully updated Montgomery Model Villa in the highly desirable Friendship Colony neighborhood of On Top of the World, Ocala's premier gated 55+ golf community. Combining modern upgrades with easy, maintenance-friendly living, this spacious 2-bedroom, 2-bath villa with a 2-car garage is ready for you to simply move in and start enjoying Florida's active adult lifestyle. Major improvements provide peace of mind for years to come, including a 2023 HVAC, 2021 ROOF, energy-efficient windows (2011) with transferable warranty, updated plumbing with all water lines relocated to the attic, and an inviting birdcage enclosure perfect for outdoor relaxation. Exceptional curb appeal begins with custom stacked-stone landscaping and a welcoming covered front porch—an ideal spot to enjoy your morning coffee or unwind in the evening while taking in the peaceful, tree-lined street. Inside, you'll appreciate the bright, open floor plan featuring attractive laminate flooring and a solar tube that fills the Great Room with natural light. The thoughtfully designed split-bedroom layout offers privacy for both homeowners and guests. The guest bedroom is conveniently located at the front of the home, adjacent to a beautifully remodeled guest bath featuring a custom tiled step-in shower with glass enclosure, updated vanity, and comfort-height toilet. The private owner's suite is tucked away at the rear of the home and includes a spacious walk-in closet and an updated en-suite bath with a new vanity, glass-enclosed shower, and comfort-height toilet. The heart of this home is the stunning, fully remodeled kitchen! Every cabinet has been replaced with upgraded soft-close cabinetry featuring convenient pan drawers, complemented by a deep sink, brand-new stainless-steel appliances, updated lighting, and abundant storage—creating a space that's as functional as it is beautiful. The kitchen flows seamlessly into the family room, making it perfect for entertaining family and friends. Just beyond, the fully finished Florida Room offers additional year-round living space with no step-down, making it easily accessible and ideal for relaxing, hobbies, or entertaining. Expansive picture windows provide abundant natural light while overlooking the spacious birdcage and patio—perfect for grilling, dining outdoors, or simply enjoying Florida's beautiful weather. If you've been searching for a meticulously updated, truly move-in-ready home with all the major improvements already completed, this exceptional villa offers the carefree lifestyle you've been waiting for in one of Ocala's most sought-after active adult communities. The monthly HOA fee includes basic cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; four pools (3 outside (1 is BRAND NEW) & 1 inside), two state of the art fitness centers, pickleball, billiards, archery range, multiple dog parks, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,409
Sqft
0.05 ac
Lot size
2
Garage
1988
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.2%
$/sqft vs ON TOP OF THE WORLD
$149 vs $152
Days on market
15 vs 43 typical
Where $149/sqft sits among the 247 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
121 of 247
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9256 SW 82ND TERRACE UNIT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$269,900
2379 FINLANDIA LANE UNIT 21 · same community
2 bd · 2 ba · 1,400 sqft · $193/sqft · 4 DOM
Sold · Dec ’25$125,000
2460 FRANCISCAN DRIVE UNIT 94 · same community
2 bd · 2 ba · 1,400 sqft · $89/sqft · 1 DOM
Sold · Dec ’25$195,000
9816 SW 92ND PLACE ROAD · same community
2 bd · 2 ba · 1,394 sqft · $140/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9256 SW 82ND TERRACE UNIT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9256 SW 82ND TERRACE UNIT E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
9256 SW 82ND TERRACE UNIT E FAQs
What would the monthly payment be for 9256 SW 82ND TERRACE UNIT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,174/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9256 SW 82ND TERRACE UNIT E?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9256 SW 82ND TERRACE UNIT E?+
The most recent tax bill on record (2025) was $2,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9256 SW 82ND TERRACE UNIT E?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $209,900, this home is listed about 30% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9256 SW 82ND TERRACE UNIT E?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Patti Doty. MLS #OM727883.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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