8874 SW 95TH STREET UNIT E, OCALA, FL, 34481
Active16 days on marketListed Jul 7, 2026MLS #OM727784
About this home
8874 SW 95TH STREET UNIT E
Welcome to this beautifully renovated Augusta model home located in the much sought after 55+ community of On Top of the World. Recent updates include fresh interior paint, modern lighting, ceiling fans, and ample storage—creating a clean, move-in-ready home. Community + Amenities. Enjoy resort-style living with access to multiple clubhouses, swimming pools, fitness centers, pickleball and tennis courts, racquetball, walking trails, and a hobby building. This fully renovated 2-bedroom, 2-bathroom villa offers 1,761 sq ft of thoughtfully designed, low-maintenance living with gorgeous finishes throughout. Step inside to engineered hardwood floors that are in the main living areas, giving a warm and inviting atmosphere. The spacious living room opens to a fully updated kitchen including granite countertops, a large center island, white cabinetry, and stainless steel appliances—perfect for everyday meals and entertaining with family and friends. A light and bright sunroom at the back of the home provides a great area for morning coffee. Just off the sunroom, a versatile bonus room offers flexibility—use it as a third bedroom as it is now or, a hobby space, home office, or den. The generous primary suite is a great retreat, highlighted by a barn door leading to the en-suite bath with dual granite vanities, double closets, a glass-enclosed shower with bench, and a linen closet. The second bedroom is nicely sized with carpet and there is a guest bath with a tub/shower combo and granite vanity. Recent updates include fresh interior paint, modern lighting, ceiling fans, and ample storage—creating a clean, move-in-ready home. Community + Amenities. Enjoy resort-style living with access to multiple clubhouses, swimming pools, fitness centers, pickleball and tennis courts, racquetball, walking trails etc. This golf cart–friendly community also offers a wide variety of social clubs and activities. The Bottom Line-Quality upgrades, flexible living space, and an unbeatable location in one of Ocala’s most vibrant 55+ communities—don’t miss it. Call for your appointment to view today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,761
Sqft
0.04 ac
Lot size
2
Garage
1986
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,007 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,007/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
Days on market
16 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8874 SW 95TH STREET UNIT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8874 SW 95TH STREET UNIT E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8874 SW 95TH STREET UNIT E FAQs
What would the monthly payment be for 8874 SW 95TH STREET UNIT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,007/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8874 SW 95TH STREET UNIT E?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8874 SW 95TH STREET UNIT E?+
The most recent tax bill on record (2025) was $1,051. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8874 SW 95TH STREET UNIT E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $199,900, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8874 SW 95TH STREET UNIT E?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Bonnie Ciesla. MLS #OM727784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 8874 SW 95TH STREET UNIT E but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →