340 EMERALD ROAD, OCALA, FL, 34472
Active22 days on marketListed Jun 30, 2026MLS #OM727642
About this home
340 EMERALD ROAD
Welcome home to this beautifully remodeled 3-bedroom, 2-bath home with a 1-car garage, where modern style meets everyday comfort! From the moment you step inside, you'll appreciate the soaring cathedral ceilings, durable LVT flooring throughout, and abundant natural light that create a bright, inviting atmosphere. Peace of mind comes with a brand-new roof, making this home truly move-in ready. The stunning kitchen is designed to impress, featuring wood shaker cabinets, granite countertops, and a convenient breakfast bar with seating—perfect for morning coffee, casual meals, or entertaining family and friends. The open-concept floor plan flows effortlessly into the living and dining areas, while sliding glass doors lead to the backyard, offering the ideal space to relax, play, or host weekend gatherings. Ceiling fans throughout provide year-round comfort, and the home's prime location places you just minutes from schools, shopping, dining, and the Silver Springs Shores Community Center, where you'll enjoy multiple swimming pools, sports courts, fitness amenities, and a wide variety of recreational programs and activities for both adults and children. Whether you're looking for an active lifestyle or family-friendly fun, this community has something for everyone. Don't miss your opportunity to own this beautifully updated, move-in-ready home! Seller is offering $2500 appliance allowance to choose the appliances of your choice.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,316
Sqft
0.34 ac
Lot size
1
Garage
1987
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.9%
Days on market
22 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 340 EMERALD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 340 EMERALD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
340 EMERALD ROAD FAQs
What would the monthly payment be for 340 EMERALD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,074/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 340 EMERALD ROAD?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 340 EMERALD ROAD?+
The most recent tax bill on record (2025) was $4,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 340 EMERALD ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $239,000, this home is listed about 20% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 340 EMERALD ROAD?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$239,000 runs 14% above the OCALA 34472 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $249,000, now $239,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of HOMERUN REALTY · Roger Kappel. MLS #OM727642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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