4117 SE 21ST STREET, OCALA, FL, 34471
Active46 days on marketListed Jun 17, 2026MLS #OM726839
About this home
4117 SE 21ST STREET
CUSTOM MARK IRWIN HOME ON 0.40 ACRES IN SUMMERSET ESTATES. Positioned on a quiet cul-de-sac with added separation from neighboring homes, this 4-bedroom, 2.5-bath residence offers 12-foot ceilings, abundant natural light, fresh landscaping, and the quality of an established custom-home community in Southeast Ocala. Designed for both everyday living and entertaining, the open floor plan features durable tile flooring throughout the main living areas, generous room sizes, and an airy, comfortable feel throughout. The oversized homesite provides room to relax, entertain, or create the outdoor space you have been envisioning, while the mature surroundings offer a level of privacy and character that is difficult to recreate in newer developments. Location is one of this home’s strongest advantages. Summerset Estates offers convenient access to AdventHealth Ocala, HCA Florida West Marion Hospital, shopping, dining, parks, and everyday amenities while maintaining the quiet atmosphere of an established Southeast Ocala neighborhood. The home is zoned for Maplewood Elementary, Osceola Middle School, and Forest High School. Built by one of Ocala’s most respected custom builders, this move-in-ready home combines quality construction, a premium location, generous outdoor space, and lasting value. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,374
Sqft
0.41 ac
Lot size
2
Garage
2015
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,927 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,927/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.6%
$/sqft vs Ocala actives
$221 vs $184
Days on market
46 vs 43 typical
Where $221/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
148 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4117 SE 21ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$530,000
3923 SE 22ND STREET · same community
3 bd · 2 ba · 2,040 sqft · $260/sqft · 35 DOM
Sold · Dec ’25$330,000
4331 SE 34TH STREET
4 bd · 2 ba · 2,320 sqft · $142/sqft · 76 DOM
Sold · Nov ’25$425,000
4735 SE 35TH STREET
4 bd · 3 ba · 2,592 sqft · $164/sqft · 171 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4117 SE 21ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4117 SE 21ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4117 SE 21ST STREET FAQs
What would the monthly payment be for 4117 SE 21ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,927/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4117 SE 21ST STREET?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4117 SE 21ST STREET?+
The most recent tax bill on record (2025) was $4,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4117 SE 21ST STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $524,900, this home is listed about 76% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4117 SE 21ST STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$524,900 runs 66% above the OCALA 34471 median — but at 2,374 sqft it's also 37% larger than the typical Ocala listing.
02Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $549,900, now $524,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Amber Nardino. MLS #OM726839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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