9042 SW 102ND CIRCLE, OCALA, FL, 34481
Active40 days on marketListed Jun 11, 2026MLS #OM726458
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 1:00 PM
Come on out and see this beautiful home! There are so many upgrades it is like buying new. I will have Nina Raimonda from Ameris Bank on hand to give you financial advice. I hope to see you soon!
About this home
9042 SW 102ND CIRCLE
Here is a stand alone home in the established neighborhood of Avalon that has been remodeled in neutral colors from top to bottom! Enjoy your retirement without worry. Upgrades include: Roof 8/25, HVAC 5/24, hot water heater 3/24 and circulator system added 5/25, kitchen remodel including new, soft close cabinets and granite counter tops 9/23, all appliances were replaced with LG 9/23, Luxury Vinyl Plank throughout 9/23, both bathroom vanities have been replaced 10/23, entire inside walls repainted 8/24, 3 solar tubes, no popcorn ceilings, and epoxy garage floor 5/26. This is a must see! Enjoy living in Avalon, which is close to the Arbor's Center. There is a state of the art gym, indoor and outdoor pool, pool hall, game room, ping pong, poker, dance, music and meeting rooms are close by. It is also close to the Summit, where there is a ballroom and beautiful swimming pools, including a resistance pool. This is only a sample of all that On Top of the World has to do! On Top of the World is a premier 55+ community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,225
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,363 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,363/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs ON TOP OF THE WORLD
$192 vs $152
Days on market
40 vs 43 typical
Where $192/sqft sits among the 247 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
122 of 247
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 9042 SW 102ND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$195,000
2284 PHILIPPINE DRIVE UNIT 7 · same community
2 bd · 2 ba · 1,340 sqft · $146/sqft · 25 DOM
Sold · Dec ’25$108,000
2431 CANADIAN WAY UNIT 9 · same community
2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM
Sold · Dec ’25$195,000
2468 FLORENTINE WAY UNIT 48 · same community
2 bd · 2 ba · 1,100 sqft · $177/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9042 SW 102ND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9042 SW 102ND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
9042 SW 102ND CIRCLE FAQs
What would the monthly payment be for 9042 SW 102ND CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,363/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9042 SW 102ND CIRCLE?+
The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9042 SW 102ND CIRCLE?+
The most recent tax bill on record (2025) was $2,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9042 SW 102ND CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $235,000, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9042 SW 102ND CIRCLE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FONTANA REALTY · Valerie Ostrom. MLS #OM726458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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