10235 SE 178TH PLACE, SUMMERFIELD, FL, 34491
Active14 days on marketListed Jul 10, 2026MLS #OM726166
About this home
10235 SE 178TH PLACE
Looking for the perfect retirment community? Spruce Creek South is your answer. This lovely 2Bd/2Ba home in Sprice Creek offers an open floor plan with an abundance of light. It has a galley kitchen with everything at your fingertips and an adjacent dining /living area so you will always be a part of the action when you prepare your family meals. It features a large master bedroom with ensuite bath. This is just the beginning. It comes with Clubhouse activities, pool, golf and much, much more to ensure you have access to the active lifestyle you are seeking. It is just a short approx 10 min drive from Spanish Springs in The Villages with free live entertainment, shopping and all The Villages has to offer as well. It needs some TLC, but is priced right. Hurry, this one will go fast.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0.25 ac
Lot size
2
Garage
1991
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,632 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,632/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.4%
$/sqft vs Summerfield actives
$159 vs $190
Days on market
14 vs 50 typical
Where $159/sqft sits among the 352 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
169 of 352
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10235 SE 178TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$255,000
17970 SE 102ND COURT · same community
3 bd · 2 ba · 1,708 sqft · $149/sqft · 250 DOM
Sold · Oct ’25$232,000
17915 SE 102ND TERRACE · same community
3 bd · 2 ba · 1,726 sqft · $134/sqft · 108 DOM
Sold · Oct ’25$295,000
1244 CARVELLO DRIVE
2 bd · 2 ba · 1,099 sqft · $268/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10235 SE 178TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10235 SE 178TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10235 SE 178TH PLACE FAQs
What would the monthly payment be for 10235 SE 178TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,632/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10235 SE 178TH PLACE?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10235 SE 178TH PLACE?+
The most recent tax bill on record (2025) was $3,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10235 SE 178TH PLACE?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $160,500, this home is listed about 45% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10235 SE 178TH PLACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VAUGHT REALTY · Billy Vaught. MLS #OM726166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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