Steeve Cadeau
$324,9003 bd2 ba1,315 sqft$247 /sqft$2,376 /mo all-in ↓

8599 N MESSINA LOOP, CRYSTAL RIVER, FL, 34428

Active39 days on marketListed Jun 11, 2026MLS #OM725874

Single Family ResidenceDE ROSA INC UNIT 04

About this home

8599 N MESSINA LOOP

Situated on nearly half an acre in Crystal River, this beautifully maintained home offers comfort, convenience, and truly turnkey living. Positioned on two spacious lots totaling approximately .48 acres, the property provides both privacy and room to enjoy the relaxed Florida lifestyle. From the moment you arrive, the home feels inviting, with a warm, comfortable atmosphere. The home has been freshly painted inside and out, creating a bright and welcoming feel throughout. A newly installed saltless water filtration system with blue light technology by Leaf Home provides modern efficiency and clean water throughout the residence. The roof was replaced in 2023 and the air conditioning system and water heater was updated in 2020, with peace of mind and dependable comfort. Outdoor living is just as enjoyable, featuring a spacious 1420 screened porch complete with a relaxing hot tub—an ideal space to unwind or entertain while enjoying the Florida weather. The backyard is enclosed with privacy fencing and includes two mature citrus trees, a tangerine and a navel orange, both bearing fruit and adding to the charm of the property. For those needing additional space for vehicles, equipment, or hobbies, the property is exceptionally well equipped. There is a large 1845 RV or boat carport, an additional 1820 carport, and an enclosed 1841 workshop with electric. An attached two-car garage provides even more convenience and storage. Thoughtfully designed with accessibility in mind, the home includes handicap-accessible bathrooms for added comfort and practicality. A whole-house generator by Generac ensures reliable backup power when needed, and high-speed internet service is available through Spectrum. With its generous lot size, extensive updates, functional outbuildings, and warm atmosphere, this well-maintained property offers an exceptional opportunity to enjoy comfortable living in one of Florida's most desirable nature coast communities. Call today for a showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,315

Sqft

0.23 ac

Lot size

2

Garage

2006

Year built

One

Levels

$247

Per sqft

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationStem Wall
FacesWest
ExteriorOther · Storage

Community & fees

Taxes (2025)$1,917/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,376 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$2,376/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Crystal River actives

$247 vs $201

Days on market

39 vs 65 typical

Where $247/sqft sits among the 145 Crystal River actives

61
34 · this home
20
10
7
13
$110–184$184–257$257–331$331–404$404–478$478+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Map of 8599 N MESSINA LOOP

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34428 — neighborhood snapshot

Population

9,325

Median age

55.4

Median income

$48,185

Median home value

$236,100

Avg household

2.15

Households w/ children

690

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$315K$235K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

75 of 145

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $324,900 · 39 days on market since
2006Built · DE ROSA INC UNIT 04

Reality check

What actually sold near 8599 N MESSINA LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8599 N MESSINA LOOPSold · Aug ’25

$277,000

8599 N MESSINA LOOP · same community

3 bd · 2 ba · 1,315 sqft · $211/sqft · 67 DOM

8748 N DISCALFANI LOOPSold · Jan ’26

$192,500

8748 N DISCALFANI LOOP · same community

3 bd · 2 ba · 1,092 sqft · $176/sqft · 91 DOM

8325 N FAIRGROVE TERRACESold · Sep ’25

$199,900

8325 N FAIRGROVE TERRACE

3 bd · 2 ba · 1,344 sqft · $149/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8599 N MESSINA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8599 N MESSINA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

8599 N MESSINA LOOP FAQs

What would the monthly payment be for 8599 N MESSINA LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,376/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8599 N MESSINA LOOP?+

The most recent tax bill on record (2025) was $1,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $324,900, this home is listed about 1% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.

Which schools are assigned to 8599 N MESSINA LOOP?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OCALA MARION COUNTY ASSOCIATION OF REALTORS® INC · Reciprocal Listing OMCAR. MLS #OM725874.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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