Steeve Cadeau
$290,0003 bd2 ba1,454 sqft$199 /sqft$2,102 /mo all-in ↓

1078 S SOFTWIND LOOP, LECANTO, FL, 34461

Active52 days on marketListed May 28, 2026MLS #OM725489

Priced 24% below the LECANTO 34461 medianSingle Family ResidenceCRYSTAL GLEN

About this home

1078 S SOFTWIND LOOP

See Realtor Remarks: Immaculate home ready for a new owner. The interior and exterior have been freshly painted, new carpet has just been laid, a new roof was installed in 2021, and the A/C was new in 2023. The spacious backyard has plenty of room for a pool and is partially fenced off from the neighbors. Important to note is the location in the county. Centrally located close to fishing in the Gulf of America or the several lakes that have abundant fishing opportunities, and golf courses. Convenient to the Suncoast Parkway for easy commuting to the Tampa area.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,454

Sqft

0.26 ac

Lot size

2

Garage

1995

Year built

One

Levels

$199

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$1,092/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,102 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$91
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,102/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$91
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$243KedgeAI estimate $272,416 · range $253K$290K$302K

vs edgeAI estimate

+6.5%

$/sqft vs Lecanto actives

$199 vs $204

Days on market

52 vs 59 typical

Where $199/sqft sits among the 52 Lecanto actives

16
17 · this home
9
5
2
3
$116–167$167–217$217–267$267–318$318–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lecanto

Map of 1078 S SOFTWIND LOOP

Drive times from this address

Tampa Int’l Airport (TPA)67 min

Get to know Lecanto. See the full Lecanto guide →

LECANTO 34461 — neighborhood snapshot

Population

13,289

Median age

54.8

Median income

$60,795

Median home value

$287,200

Avg household

2.47

Households w/ children

979

For the school run

Citrus County School District

ElementaryCentral Ridge Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lecanto market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$340K$325K

Lecanto median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

28 of 52

Lecanto actives have cut their price

Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the LECANTO 34461 median. See the full Lecanto market guide →

Paper trail

This home's history

May 28, 2026Listed at $290,000 · 52 days on market since
1995Built · CRYSTAL GLEN

Reality check

What actually sold near 1078 S SOFTWIND LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3902 W FEATHEREDGE COURTSold · May ’26

$280,000

3902 W FEATHEREDGE COURT · same community

3 bd · 2 ba · 1,595 sqft · $176/sqft · 9 DOM

1190 S BROOKFIELD DRIVESold · May ’26

$316,200

1190 S BROOKFIELD DRIVE · same community

3 bd · 2.5 ba · 1,713 sqft · $185/sqft · 15 DOM

1137 S BROOKFIELD DRIVESold · Jul ’26

$353,000

1137 S BROOKFIELD DRIVE · same community

4 bd · 2 ba · 1,892 sqft · $187/sqft · 132 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1078 S SOFTWIND LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1078 S SOFTWIND LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1078 S SOFTWIND LOOP FAQs

What would the monthly payment be for 1078 S SOFTWIND LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,102/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1078 S SOFTWIND LOOP?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1078 S SOFTWIND LOOP?+

The most recent tax bill on record (2025) was $1,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1078 S SOFTWIND LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lecanto?+

At $290,000, this home is listed about 22% below the Lecanto median of $373,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1078 S SOFTWIND LOOP?+

Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM725489.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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